Does Doordash Make Your Car Insurance Go Up
Wednesday, November 5, 2025
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Does Doordash Make Your Car Insurance Go Up?
What is Doordash?
Doordash is a popular food delivery service that operates in the United States and Canada. It enables customers to order food from their favorite local restaurants, and have it delivered to their door. It's become increasingly popular over the past few years, with more and more restaurants signing up to the platform. As a result, many people are now wondering if working for Doordash will have any effect on their car insurance.
How Does Delivery Work?
When a customer places an order via Doordash, a driver is assigned to pick up the food from the restaurant and deliver it to the customer's address. The driver uses their own car to transport the food, and they receive a fee for the delivery. This can be a great way to make extra money, but it's important to be aware of the implications for your car insurance.
Do Insurance Companies Know You're Working For Doordash?
The answer to this question is yes. Most insurance companies will ask you if you are working for a food delivery service, such as Doordash, when you apply for car insurance. This is because they need to assess the risk of you being involved in an accident while delivering food. Therefore, if you are working for Doordash, it's important to be honest and declare this when applying for car insurance.
Will Working For Doordash Make Your Car Insurance Go Up?
In short, yes. Working for Doordash does have an effect on your car insurance. This is because the risk of you being involved in an accident is higher when you are delivering food, compared to just driving for your own personal use. Therefore, the insurance company will likely charge you a higher premium to cover this additional risk.
How Much Will Your Car Insurance Go Up?
The amount your car insurance will go up will depend on a number of factors, such as the type of car you drive, your driving record, and the area in which you are delivering food. Generally speaking, you can expect to pay an additional 10-20% on your car insurance when you work for Doordash.
Should You Work For Doordash?
Whether or not you should work for Doordash is ultimately up to you. Working for the company can be a great way to make extra money, but it's important to consider the implications for your car insurance. If you do decide to work for Doordash, it's a good idea to shop around for car insurance to make sure you're getting the best deal.
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