Do I Need Car Insurance For Zipcar?

Zipcar is a car sharing service that allows you to rent cars for short periods of time. It’s a great way to save money on transportation costs, and it’s a convenient way to get around town. But when you use Zipcar, do you need to get car insurance for the car you’re using?

What Zipcar Offers

Zipcar offers two different kinds of coverage. The first is a basic coverage plan that is included with all of their rental agreements. This coverage includes $300,000 of liability coverage, collision and comprehensive coverage, and a $500 deductible. This is the minimum coverage that is required by most states, and it provides a good level of protection if you’re involved in an accident.

Do You Need Additional Insurance?

While Zipcar does provide basic coverage, most states also require drivers to carry additional insurance in order to be fully insured. This means that if you’re involved in an accident and the damages exceed the coverage provided by Zipcar, you could be held liable for the remaining expenses. For this reason, it’s important to make sure that you have additional insurance coverage in place.

What Kind of Insurance Do You Need?

If you’re using Zipcar, you should look into purchasing additional liability insurance. This type of insurance will provide you with coverage for any damages that exceed the coverage provided by Zipcar. You may also want to look into purchasing medical payments insurance, which will cover any medical bills that may be incurred in the event of an accident.

What Are the Benefits of Additional Insurance?

Having additional insurance coverage in place can help protect you against financial losses in the event of an accident. In addition, it can help you avoid paying out of pocket for medical bills and other expenses related to an accident. It can also help you avoid having to pay for repairs or replacements if your Zipcar is damaged in an accident.

Do You Need Car Insurance For Zipcar?

In most cases, you will need to purchase additional insurance if you’re using Zipcar. This will help ensure that you’re fully protected in the event of an accident. Make sure to speak with a qualified insurance agent to determine the best coverage for your needs. By having the right coverage in place, you can protect yourself financially and enjoy peace of mind while using Zipcar.