Debenhams Car Insurance Can I Drive Other Cars
Monday, November 24, 2025
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Debenhams Car Insurance Can I Drive Other Cars?
Debenhams Car Insurance is a flexible and comprehensive insurance policy designed to meet your needs. It offers a range of cover levels, including third party, third party fire and theft, and fully comprehensive cover. It also gives you the option to add extra cover such as breakdown cover, windscreen repair and personal accident cover. But what about the question of driving other cars, can you do this with Debenhams Car Insurance?
What Does Debenhams Car Insurance Cover?
The standard Debenhams Car Insurance policy covers you for the repair or replacement of your own car. It pays out for damage caused to your car by an accident, fire, theft or vandalism. It also covers you for liability to other people and their property, up to the limits stated in your policy. It does not, however, cover you for driving other people’s cars.
Can I Drive Other Cars With Debenhams Car Insurance?
Debenhams Car Insurance does not cover you for driving other people’s cars. If you do wish to drive other cars, then you will need to take out additional cover. This is known as ‘driving other cars’ cover. This type of cover is only available with fully comprehensive policies, and you will need to contact your insurer to discuss your options and the additional premiums you will need to pay.
What Does ‘Driving Other Cars’ Cover?
When you take out ‘driving other cars’ cover, you are insured to drive other cars with the permission of the owner. This type of cover is usually third party only, and it does not cover you for damage to your own car. It only covers you for damage caused to the other car and any third party property. It also does not cover you for any personal injury, and you may need to take out a separate policy for that.
What are the Restrictions of ‘Driving Other Cars’ Cover?
There are some restrictions on ‘driving other cars’ cover. You are only insured to drive cars owned by family members or friends, and you must have their permission. You are not covered if you are driving for business purposes, or if you are using the car for hire or reward. You also cannot use this cover to drive a courtesy car, or to replace a car that has been stolen or broken down.
What Should I Do if I Need to Drive Other Cars?
If you need to drive other cars, then you should contact your insurer to discuss your options. You may have to take out additional cover in order to be fully protected. It is important to read the policy carefully to make sure that you are adequately covered for the type of driving you are doing. You should also make sure that you have the permission of the owner of the car before you drive it.
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