Average Car Insurance Cost Illinois Per Month

Average Car Insurance Cost in Illinois Per Month

Introduction

Owning a car comes with a lot of responsibility and costs. One of these costs is car insurance. Car insurance is a type of insurance that covers damage to your car and any liability that arises from an accident. It's important to understand the average car insurance cost in Illinois per month in order to make sure you are properly protected.

Factors Affecting Average Cost

The average cost of car insurance in Illinois varies depending on a few factors. The type of car you drive, your age, your driving history, and the coverage you choose all play a role in determining your monthly rate. Additionally, some insurers will offer discounts if you have a good driving record or if you bundle multiple policies together.

Average Car Insurance Cost in Illinois Per Month

The average cost of car insurance in Illinois for a month is around $95. This rate can vary greatly depending on the factors mentioned above. For example, a driver with a clean driving record and a newer car can expect to pay around $70 per month, while a driver with a poor driving history and an older car can expect to pay around $150 per month.

Other Factors to Consider

In addition to the factors mentioned above, there are a few other things to consider when looking for car insurance in Illinois. For instance, the state requires all drivers to carry liability insurance, which covers any damage you cause to another person's property in an accident. The state also requires drivers to carry uninsured motorist coverage, which covers any damage you may suffer in an accident involving an uninsured driver.

Ways to Save on Car Insurance in Illinois

There are a few ways to save on car insurance in Illinois. For example, if you have a good driving record, many insurers will offer discounts for being a safe driver. Additionally, many insurers offer discounts for bundling multiple policies together or for paying your premiums in full. Finally, some insurers offer discounts for taking a driver safety course.

Conclusion

The average cost of car insurance in Illinois per month is around $95. However, this cost can vary greatly depending on the factors mentioned above. It’s important to consider all of these factors when looking for car insurance in Illinois. Additionally, there are a few ways to save on car insurance in Illinois, such as taking a driver safety course or bundling multiple policies together.