Provisional Driving Insurance DVLA UK

What is Provisional Driving Insurance?

Provisional driving insurance is a type of insurance policy designed to cover learner drivers in the UK. It is a form of short-term cover for provisional licence holders, and is often referred to as learner driver insurance. It provides cover for a set period of time and can be tailored to the individual needs of the driver. It is important to note that this type of policy is not a substitute for an annual policy and should only be taken out for the period of time when the driver needs it.

Who Needs Provisional Driving Insurance?

Any driver in the UK who holds a provisional driving licence needs to take out provisional driving insurance. This includes anyone aged 17 or over who is learning to drive a car, van, motorcycle or moped, and anyone over the age of 25 who is learning to drive a large goods vehicle (LGV) or a passenger carrying vehicle (PCV). The provisional licence must be issued by the Driver and Vehicle Licensing Agency (DVLA) in order for the provisional driving insurance to be valid.

What Does Provisional Driving Insurance Cover?

Provisional driving insurance provides a range of cover options, depending on the policy taken out. Generally, the policy will provide third party cover for any damage caused to another person or property. Some policies may also include cover for the policyholder’s own vehicle, as well as cover for any medical expenses incurred as a result of an accident. It is important to check the details of the policy to ensure that the cover provided is suitable for the individual’s needs.

How Long Does Provisional Driving Insurance Last?

Provisional driving insurance policies are typically taken out for a set period of time, usually between one and six months. The exact duration of the policy will depend on the provider and the individual circumstances of the policyholder. It is important to note that any changes to the policy, such as an extension of the policy period, must be agreed with the insurer in advance.

How Much Does Provisional Driving Insurance Cost?

The cost of provisional driving insurance will depend on a number of factors, such as the length of the policy, the age and experience of the driver, the make and model of the vehicle, and the level of cover required. In general, the cost of a policy will increase with the length of the policy and with the age of the driver. It is important to shop around for the best deal and to make sure that the cover provided is suitable for the individual’s needs.

Where Can I Get Provisional Driving Insurance?

Provisional driving insurance can be obtained from a range of providers, including insurers, brokers and price comparison websites. It is important to compare the different policies available in order to find the best deal and to make sure that the cover provided is suitable for the individual’s needs. It is also important to check the terms and conditions of the policy, as some policies may have exclusions or other restrictions that may affect the policyholder’s ability to make a claim.