PC Financial Auto Insurance Review

Overview

PC Financial Auto Insurance is a product of the PC Financial Group, which is owned by the Canadian banking giant, the Bank of Montreal. The PC Financial Group offers a wide range of financial services, and its auto insurance is no exception. The product is designed to provide Canadians with competitively priced coverage for their vehicles. In this review, we'll take a look at the features, benefits, and drawbacks of PC Financial Auto Insurance.

Features and Benefits

PC Financial Auto Insurance provides coverage for damage to your vehicle due to collision or comprehensive loss. It also provides coverage for theft, vandalism, and fire. Additionally, the product provides coverage for third-party liability, meaning that it will cover the costs of any damages you cause to another person or property. The product also covers rental car fees, towing fees, and medical payments.

In addition to the standard coverage, PC Financial Auto Insurance also offers a range of optional extras. These include coverage for damage to your vehicle due to floods, hail, or windstorms. You can also choose to add coverage for emergency road services, such as breakdown assistance and towing. Finally, you can add coverage for personal effects and roadside assistance.

PC Financial Auto Insurance also offers a variety of discounts to its customers. The discounts vary depending on your driving record and the type of vehicle that you are insuring. Some of the discounts that are available include a multi-vehicle discount, a safe driver discount, and a low-mileage discount. In addition, you may be eligible for further discounts if you are a member of the PC Financial Group.

Drawbacks

PC Financial Auto Insurance does not offer coverage for all types of vehicles. In particular, it does not provide coverage for motorcycles, boats, or recreational vehicles. Additionally, the product does not provide coverage for any damage caused by an uninsured driver. Finally, the product does not provide coverage for any modifications that you have made to your vehicle.

Summary

PC Financial Auto Insurance is a competitively priced product that provides coverage for damage to your vehicle due to collision or comprehensive loss. It also provides coverage for third-party liability and optional extras such as coverage for floods, hail, or windstorms. The product also offers a variety of discounts to its customers, depending on their driving record and the type of vehicle that they are insuring. However, the product does not provide coverage for all types of vehicles, and it does not cover any damage caused by an uninsured driver.