Non-Standard Auto Insurance in Florida

If you are a driver in the state of Florida, you may have heard of non-standard auto insurance. But what is it? Non-standard auto insurance is a type of auto insurance that is designed for drivers who are considered to be higher risk. These drivers may have a history of accidents or tickets, or they may not meet the requirements of a traditional auto insurance policy.

Non-standard auto insurance is a type of insurance that is tailored to meet the needs of high-risk drivers. It is designed to provide coverage for drivers who may not be able to get coverage through a traditional auto insurance policy. This type of insurance is typically more expensive than traditional auto insurance, but it can provide peace of mind for drivers who need protection.

Who Needs Non-Standard Auto Insurance?

If you have a history of accidents or tickets, or if you have a poor driving record, you may be considered a high-risk driver. In this case, you may need to purchase non-standard auto insurance in order to get the coverage you need. Other drivers who may need non-standard auto insurance include drivers who have had their license suspended or revoked, drivers who have not been insured for a certain period of time, or drivers who have a history of DUI/DWI convictions.

Non-standard auto insurance can also be beneficial for drivers who are new to the state of Florida. If you are a new driver in Florida, you may not meet the requirements of traditional auto insurance companies, so non-standard auto insurance may be the best option for you. This type of insurance can provide you with the coverage you need while you build up your driving history in the state.

What Does Non-Standard Auto Insurance Cover?

Non-standard auto insurance typically provides the same coverage as traditional auto insurance. This includes liability coverage, which covers the costs of damage or injury caused to another person in an accident. It also includes coverage for property damage, which covers the costs of repairing or replacing your vehicle in the event of an accident.

Non-standard auto insurance may also provide additional coverage, such as uninsured/underinsured motorist coverage, personal injury protection, and medical payments coverage. This type of insurance may also include coverage for rental cars, towing, and roadside assistance. Depending on your policy, you may also be able to add coverage for custom parts and equipment.

Where Can I Find Non-Standard Auto Insurance in Florida?

Non-standard auto insurance is available from many different insurance companies in Florida. It is important to shop around and compare quotes from different insurance companies in order to find the best rate for your needs. You can also speak to an insurance agent to learn more about the coverage options available to you.

Non-standard auto insurance can be a great option for drivers who are considered high-risk. It can provide the coverage you need while allowing you to build up your driving history in the state of Florida. If you are in need of non-standard auto insurance, be sure to shop around and compare rates in order to find the best policy for your needs.