How to Cancel RACQ Car Insurance

Overview

RACQ car insurance is one of the leading insurance companies in Australia that provides a variety of insurance policies for cars. It is important to understand the process of cancelling an insurance policy with RACQ before you make the decision to do so. This article provides a step-by-step guide on how to cancel RACQ car insurance.

Step 1: Understand the Cancellation Fees

Before you cancel your RACQ car insurance, it is important to understand the potential costs associated with the cancellation. Cancellation fees may apply, depending on the type of policy you have, the length of time since you purchased it and any changes you have made to the policy. If you are unsure about the cancellation fees for your policy, contact RACQ for more information.

Step 2: Review Your Policy

Once you have a better understanding of the cancellation fees, review your policy to make sure you have all the information you need. Gather all your policy documents, including the certificate of insurance, the insurance schedule and any other documentation that relates to your policy. This will help you to ensure that you are cancelling the correct policy.

Step 3: Contact RACQ

Once you have all the information you need, contact RACQ to begin the cancellation process. You can contact them by phone, email or in-person at a branch. When you contact them, make sure you provide them with the relevant details about your policy, such as the policy number, the name of the policy holder and the date of purchase. If you are cancelling over the phone, make sure you get a confirmation of the cancellation.

Step 4: Pay Outstanding Fees

If there are any outstanding fees associated with the cancellation, make sure you pay these before the cancellation is processed. If you are cancelling over the phone, you may be able to pay them over the phone at the same time. It is important to note that if you are paying by credit card, there may be additional fees associated with this.

Step 5: Receive Your Refund

Once the cancellation process is complete, you should receive a refund for any unused portion of your policy. The amount of the refund will depend on the type of policy you have and the length of time since you purchased it. The refund will be sent to the policy holder's nominated bank account.