Does Aaa Cover Rental Car Insurance
Does AAA Cover Rental Car Insurance?
Whether you’re planning a road trip, a business trip, or a leisurely vacation, a rental car is often a necessity. The convenience and freedom that comes with having your own vehicle to get around in can make a huge difference in how enjoyable your trip is.
The last thing you want to worry about when it comes to renting a car, however, is insurance. Do you need it? Is it included with the rental, or do you have to buy it separately? Does your existing auto insurance cover the rental car? What about your AAA membership?
Does AAA Cover Rental Car Insurance?
The short answer is yes, but it depends on your specific membership level. AAA offers a variety of memberships, ranging from basic roadside assistance to more comprehensive coverage plans. Depending on the type of membership you have, you may be eligible for some sort of coverage when renting a car.
For example, the basic roadside assistance plan provides coverage for towing, lockout service, and battery service, but does not include rental car coverage. However, some of the more comprehensive plans may include rental car insurance in the form of liability coverage, personal accident insurance, and/or personal effects coverage.
What Does AAA Cover?
When it comes to rental car insurance, AAA offers three types of coverage: liability, personal accident insurance, and personal effects coverage. Liability coverage is the most common type of coverage and pays for damages caused to another person or property in an accident. Personal accident insurance covers medical expenses for the driver and passengers in the event of an accident, and personal effects coverage pays for damages to personal belongings in the rental car.
It’s important to note that the type and amount of coverage you receive may vary depending on your membership level. For example, some plans may only provide liability coverage, while others may offer all three types of coverage. Additionally, some plans may provide coverage up to a certain limit, while others may provide unlimited coverage.
Do I Need to Purchase Rental Car Insurance?
The answer to this question depends on a few factors, including your AAA membership level and the type of coverage you have. If you have a basic roadside assistance plan, you may need to purchase rental car insurance separately. However, if you have a more comprehensive plan, you may already have the coverage you need.
In addition to your AAA membership, you may also want to check with your existing auto insurance policy to see if rental car coverage is included. Many auto insurance policies include rental car coverage, so you may not need to purchase additional coverage. It’s always a good idea to read the fine print in your policy so you know exactly what is and isn’t covered.
How Much Does AAA Rental Car Insurance Cost?
The cost of rental car insurance through AAA depends on the type of coverage you choose and your membership level. Generally speaking, the more comprehensive the coverage, the more expensive it will be. However, the cost of AAA rental car insurance is typically much less expensive than purchasing it directly from the rental car company.
It’s important to note that in addition to the cost of the coverage, there may also be a deductible that you’ll be responsible for paying in the event of an accident. Be sure to read the fine print of your policy so you know exactly what is and isn’t covered, as well as the cost and any applicable deductibles.
Conclusion
AAA is a great resource for travelers who need rental car insurance. Depending on your membership level, you may be eligible for some type of coverage. Be sure to read the fine print of your policy carefully so you know exactly what is and isn’t covered. Additionally, be sure to check with your existing auto insurance policy to see if rental car coverage is included.
List Of Does Aaa Insurance Cover Rental Cars References | US Folder
Does Aaa Cover Rental Car Insurance : Ea5csvvwjxgt6m | MEMPHIS LATEST NEWS
Does Aaa Have Car Insurance - pro8designs
What Does Aaa Cover
Aaa Automobile Insurance - Chiara Just a Writer
