Cheap Car Insurance For Convicted Drivers

Finding Affordable Coverage

Being convicted of a driving offence can be a costly affair. Not only will you have to pay your fines, you may also have to pay a hefty premium for car insurance. If you are a convicted driver, finding cheap car insurance can be a challenge. Fortunately, there are some ways to get the coverage you need at an affordable rate.

Shop Around For Quotes

The best way to get cheap car insurance is to shop around and compare quotes from multiple insurance providers. Every car insurance company has their own criteria for assessing risk and setting premiums, so it pays to get multiple quotes to see what kind of rates you can get. You can compare quotes online, over the phone, or in person at an insurance broker.

Choose A Higher Deductible

Raising your deductible is another way to reduce your car insurance premiums. A deductible is the amount of money you have to pay out of pocket in the event of an accident before your insurance kicks in. By raising your deductible, you are taking on more of the risk yourself and thus reducing the amount you have to pay for insurance.

Look For Discounts

Most car insurance companies offer discounts to drivers who meet certain criteria. For example, many companies offer discounts to drivers who have taken a defensive driving course, or to those who have a clean driving record. There may also be discounts available for drivers who have certain safety features on their car, such as anti-lock brakes or air bags.

Opt For Third Party Coverage

Third party liability coverage is the minimum level of insurance required by law. It covers damage to other people and property, but not to your own vehicle. By opting for third party coverage, you can get cheap car insurance for convicted drivers. Just make sure that you have enough coverage to protect yourself in the event of an accident.

Pay Annually

Paying your premiums annually is another way to get cheap car insurance. Many insurance companies offer discounts to drivers who pay their premiums in full. Paying annually will also save you the hassle of having to remember to make payments every month.

Conclusion

Finding cheap car insurance for convicted drivers is possible if you know where to look. Shopping around for quotes, raising your deductible, looking for discounts, opting for third party coverage, and paying your premiums annually are all good ways to reduce your insurance costs. With a little bit of effort, you can get the coverage you need without breaking the bank.