ICICI Lombard Vehicle Insurance Claim: All You Need To Know

What is ICICI Lombard Vehicle Insurance Claim?

ICICI Lombard vehicle insurance claim is an insurance policy that provides coverage to your vehicle against any third-party liability, natural calamities, theft, and so on. It is a comprehensive insurance policy that covers your vehicle from any kind of financial loss due to accidents and any other natural disasters. This policy will be beneficial for you in case of any kind of vehicular accident. Generally, the company will pay for the repair cost and for the third-party liability, if any. The premium amount for this policy is decided on the basis of the type of vehicle, its make & model, and the estimated costs of repair in case of any accident.

What Does ICICI Lombard Vehicle Insurance Claim Cover?

ICICI Lombard vehicle insurance claim covers a wide range of benefits. The policy covers the insured vehicle against any damage or loss due to any natural calamity like floods, hailstorms, lightning, landslides, etc. It also covers damages caused due to burglary, theft, riots, malicious acts, and other such perils. Furthermore, the policy also covers any third-party liability caused due to an accident involving your vehicle. This includes any medical expenses, legal expenses, and other such costs that may be incurred by the third-party due to any injuries or damages caused by your vehicle.

How to File an ICICI Lombard Vehicle Insurance Claim?

Filing an ICICI Lombard vehicle insurance claim is a simple and hassle-free process. You can file the claim online or offline, as per your convenience. If you are filing the claim online, you will need to visit the official website of ICICI Lombard, fill in the required details, and submit the claim form. Once the claim is submitted, the company will review the details and contact you for further assistance. On the other hand, if you are filing the claim offline, you can visit the nearest branch of ICICI Lombard and fill in the claim form. The company will review the details and contact you for further assistance.

Documents Required for ICICI Lombard Vehicle Insurance Claim

When filing an ICICI Lombard vehicle insurance claim, you will need to submit certain documents. These include the policy document, registration certificate of the vehicle, driving license, and the FIR copy if the claim involves any third-party liability. Additionally, you may also need to submit certain other documents depending on the type of claim you are filing. Once the documents are submitted, the company will review the details and process your claim.

How Long Does It Take to Process an ICICI Lombard Vehicle Insurance Claim?

Generally, ICICI Lombard processes the vehicle insurance claim within 7-10 business days. However, the processing time may vary depending on the type of claim you are filing and the documents submitted. It is advisable to keep all the documents ready before filing the claim to avoid any delays in the processing of the claim. Once the claim is processed and approved, the company will transfer the claim amount directly to your bank account.

Conclusion

ICICI Lombard vehicle insurance claim is a comprehensive insurance policy that provides coverage to your vehicle against any third-party liability, natural calamities, theft, and so on. Filing a claim is a simple and hassle-free process and the company generally processes the claim within 7-10 business days. However, it is advisable to keep all the documents ready before filing the claim to avoid any delays in the processing of the claim.