Hastings Essential Car Insurance Review

Overview

Hastings Essential is an insurance provider that offers car insurance cover to customers in the United Kingdom. They are a trusted insurer with a solid reputation and have been providing car insurance cover since 1997. They offer a range of policies to suit different needs, from full comprehensive cover to third party only. They also offer additional cover such as breakdown cover, legal protection and personal injury cover. They also offer a range of discounts for customers, including multi-car and no-claims discounts. With Hastings Essential, customers can tailor their policy to suit their individual needs.

Pricing

Hastings Essential offers competitive prices on car insurance, with their basic third party only policy starting from as little as £6 per month. Their comprehensive cover starts from around £20 per month, depending on the level of cover required. They also offer a range of additional cover, such as breakdown cover and legal protection, which can be added to the policy for an additional fee. Furthermore, Hastings Essential offers a range of discounts for customers, such as multi-car and no-claims discounts, which can help to reduce the cost of the policy.

Features

Hastings Essential offers a range of features to customers, such as a 24/7 claims line, online discounts and a loyalty scheme. They also offer a range of optional extras, such as breakdown cover, legal protection and personal injury cover. Furthermore, they have a range of discounts for customers, including multi-car and no-claims discounts. They also offer a range of payment methods, including monthly payments and direct debit.

Customer Service

Hastings Essential provides a range of customer service options, including a 24/7 claims line and an online chat facility. They also have a comprehensive FAQ section on their website which answers many of the most commonly asked questions. Furthermore, the customer service team can be contacted via email, phone or post. They also provide an online customer portal which allows customers to manage their policy and make changes at any time.

Pros and Cons

One of the main advantages of Hastings Essential is that they offer competitive prices on car insurance. They also offer a range of additional cover, such as breakdown cover and legal protection, which can be added to the policy for an additional fee. Furthermore, they offer a range of discounts for customers, such as multi-car and no-claims discounts. On the downside, Hastings Essential does not offer a courtesy car as part of the policy and there is no guaranteed repair service.

Conclusion

Hastings Essential is a trusted and reliable car insurance provider that offers competitive prices on car insurance cover. They also offer a range of additional cover, such as breakdown cover and legal protection, which can be added to the policy for an additional fee. Furthermore, they offer a range of discounts for customers, such as multi-car and no-claims discounts. However, they do not offer a courtesy car as part of the policy and there is no guaranteed repair service. Overall, Hastings Essential is a good choice for car insurance cover.