Average Auto Insurance Cost Per Monthe Queens Ny

Average Auto Insurance Cost Per Month in Queens, NY

Overview of Auto Insurance in Queens, NY

Queens, NY is the largest and most populous borough of New York City. According to the 2010 Census, it is home to 2.3 million people. Queens is known for its diverse population and its vibrant culture. With such a large population, it is no surprise that auto insurance is an important and necessary expense for many residents. With the right plan, Queens residents can get the coverage they need at an affordable price.

Average Auto Insurance Cost in Queens, NY

The average auto insurance cost in Queens, NY is $1,739 per year or $145 per month. This is slightly higher than the average in New York State which is $1,677 per year or $139 per month. Auto insurance costs can vary greatly depending on a variety of factors such as your driving record, the type of car you drive, and the coverage you choose.

Factors that Impact Auto Insurance Costs

The amount you pay for auto insurance in Queens, NY depends on a variety of factors. Your driving record is one of the most important factors that will impact your auto insurance costs. If you have a clean driving record, you will likely get a better rate than someone with a history of traffic tickets or accidents. The type of car you drive will also impact your auto insurance costs. Generally, newer cars will cost more to insure since they are more expensive to repair or replace in the event of an accident.

Types of Auto Insurance Coverage

When shopping for auto insurance in Queens, NY, it is important to understand the different types of coverage available. Liability coverage is the most basic type of coverage and is required in most states. It covers the cost of property damage and medical bills if you are at fault in an accident. Another type of coverage is collision coverage which covers the cost of repairs to your car if it is damaged in an accident. Finally, comprehensive coverage covers damage to your car caused by events other than an accident, such as theft or vandalism.

Average Cost of Additional Coverage

In addition to the basic liability coverage, many drivers choose to purchase additional coverage such as collision or comprehensive. The average cost of collision coverage in Queens, NY is $456 per year or $38 per month. The average cost of comprehensive coverage is $225 per year or $19 per month. These costs can vary greatly depending on the type of car you drive and the coverage you choose.

Finding the Best Auto Insurance for You

Finding the best auto insurance for you in Queens, NY can be a daunting task. It is important to shop around and compare different policies to ensure you are getting the best coverage at the best price. You can also talk to an insurance agent to get more information and advice on what type of coverage is best for you. With the right plan, Queens residents can get the coverage they need at an affordable price.