What Cars Are In Insurance Group 1 2 3 4

Everything You Need to Know About Insurance Groups 1-4

What Are Insurance Groups?

Insurance groups are a system used to classify cars based on their risk level to insure. The higher the group, the higher the cost of insurance. The group system is set by insurance companies and the Association of British Insurers (ABI) in the UK. Groups range from 1-50, with group 1 being the least expensive to insure and group 50 being the most expensive.

What Cars Are In Insurance Group 1?

Insurance group 1 is the cheapest to insure and typically includes smaller, less powerful cars. Examples of cars in insurance group 1 include the Volkswagen Up! and the Fiat 500. These cars are ideal for first-time drivers as they are not only cheap to insure, but also cheap to buy and run. They also have fewer safety features than higher insurance groups, so they don’t put too much strain on young drivers' budgets.

What Cars Are In Insurance Group 2?

Insurance group 2 is the next group up from group 1 and typically includes more powerful cars. Examples of cars in insurance group 2 include the Ford Fiesta and the Vauxhall Corsa. These cars are ideal for young drivers looking for something a bit more powerful. They are still relatively affordable, but have more safety features than group 1 cars, so they tend to be more expensive to insure.

What Cars Are In Insurance Group 3?

Insurance group 3 is the next group up from group 2 and typically includes more powerful cars. Examples of cars in insurance group 3 include the Volkswagen Golf and the BMW 3 Series. These cars are ideal for drivers who want something with a bit more power. They are still relatively affordable, but have more safety features than group 2 cars, so they tend to be more expensive to insure.

What Cars Are In Insurance Group 4?

Insurance group 4 is the next group up from group 3 and typically includes more powerful cars. Examples of cars in insurance group 4 include the Audi A4 and the Mercedes C-Class. These cars are ideal for drivers who want something with a bit more power. They are still relatively affordable, but have more safety features than group 3 cars, so they tend to be more expensive to insure.

Why Are Insurance Groups Important?

Insurance groups are important as they are used to determine the cost of your car insurance. The higher the group, the more expensive your insurance will be. Insurance companies take into account the cost of repairing or replacing the car, as well as the risk of it being stolen or involved in an accident.

Conclusion

Insurance groups are an important factor to consider when buying a car. Knowing what cars are in each group can help you make an informed decision about which car is best for you and your budget. Insurance groups range from 1-50, with group 1 being the least expensive to insure and group 50 being the most expensive. Insurance groups are important as they are used to determine the cost of your car insurance.