Uber Eats Driver Insurance Requirements

What is Uber Eats?

Uber Eats is a food delivery app that allows you to order food from your favorite restaurants, and have it delivered right to your door. It's an easy way to get your favorite meals without having to leave the house. As an Uber Eats driver, you'll be responsible for picking up orders from restaurants, and delivering them to your customers.

What Insurance Do I Need as an Uber Eats Driver?

As an Uber Eats driver, you'll need to have the appropriate insurance coverage to protect yourself and your customers. Uber requires all of its drivers to carry commercial auto insurance that meets the state's minimum requirements. You'll also need to have liability insurance to cover any damages you may cause while on the job. Additionally, you'll need to have uninsured/underinsured motorist coverage to protect yourself in the event of an accident with an uninsured driver.

Do I Need to Have My Own Insurance?

Yes, Uber Eats drivers must have their own insurance to be eligible to drive. The Uber Eats app will provide you with a commercial auto insurance policy, but you'll be responsible for any additional coverage that you need. This could include additional uninsured/underinsured motorist coverage, collision coverage, or comprehensive coverage. It's important to review your policy and make sure it meets your needs.

What Happens if I Don't Have Insurance?

If you don't have insurance, you won't be able to drive for Uber Eats. You'll need to purchase the appropriate coverage before you can start driving. Additionally, it's important to make sure that your insurance policy meets the requirements of your state. Without the proper insurance, you could be held liable for any damages that occur while you're on the job.

How Much Does Insurance Cost?

The cost of insurance will vary depending on your state, driving record, and the type of coverage you need. Generally, you can expect to pay between $50 and $100 per month for your insurance. Some states may require higher levels of coverage, which could increase your monthly premium. It's important to shop around and compare rates to make sure you're getting the best deal.

Can I Get Insurance Through Uber?

Yes, Uber does offer insurance to its drivers. You can purchase coverage through the app. However, it's important to remember that this coverage is only for Uber Eats drivers. If you're driving for other services, such as UberX or Lyft, you'll need to purchase your own insurance. Make sure to review the policy carefully to make sure it meets your needs.