How Much To Add Provisional Driver To Car Insurance

What Is Provisional Driver Insurance?

Provisional driver insurance is a type of car insurance designed to cover drivers who are learning to drive, or who have recently passed their driving test. This type of insurance policy is offered by many insurers, and is typically aimed at young drivers and those who are new to driving. It is important to note that provisional driver insurance is not the same as a full, standard car insurance policy. It is designed to provide a level of coverage while the driver is still learning and gaining experience on the road.

What Does Provisional Driver Insurance Cover?

Provisional driver insurance often covers the basic types of car insurance coverage, such as liability coverage, collision coverage, and comprehensive coverage. These are typically offered for the same coverage limits as a standard car insurance policy. Additionally, it may also offer additional coverage options, such as coverage for rental cars, coverage for towing, and coverage for roadside assistance. Provisional driver insurance can also offer coverage for passengers in the vehicle, as well as coverage for any property damage that may occur.

How Much Does Provisional Driver Insurance Cost?

The cost of provisional driver insurance will vary depending on the type of policy and the coverage options that are chosen. Generally speaking, the cost of this type of insurance will be higher than a standard car insurance policy due to the additional risk associated with inexperienced drivers. However, the cost of provisional driver insurance will typically be lower than a full-blown car insurance policy. Additionally, some insurers may offer discounts for those who have taken a defensive driving course or who have completed a driver’s education program.

How Can I Get The Best Price on Provisional Driver Insurance?

The best way to get the best price on provisional driver insurance is to shop around. Different insurers will offer different rates, so it is important to compare the rates of different companies to find the one that is offering the best rate. Additionally, it is important to take advantage of any discounts offered by the insurer, such as discounts for having a good driving record or for taking a defensive driving course.

Conclusion

Provisional driver insurance is a great option for those who are new to driving or who are learning to drive. It provides the same coverage as a standard car insurance policy but at a lower cost. The best way to get the best price on this type of insurance is to shop around and compare rates. Additionally, make sure to take advantage of any discounts offered by the insurer in order to get the best rate possible.