Florida Minimum Car Insurance Coverage
Do You Need Florida Minimum Car Insurance Coverage?
If you're a driver in Florida, you need to make sure you have the legal minimum car insurance coverage. It's a law that you must abide by, otherwise you could face fines or even jail time. Depending on where you live, the minimum requirements for Florida car insurance coverage can vary. In this article, we'll discuss the basics of what you need to know in order to get the right coverage for you.
What is the Florida Minimum Car Insurance Coverage?
The minimum car insurance coverage required by the state of Florida is $10,000 of Personal Injury Protection (PIP) and $10,000 of Property Damage Liability (PDL). PIP covers medical expenses for you, your passengers, and other people injured in an accident, no matter who is at fault. PDL covers damage you cause to another person's property, such as their car.
In addition to PIP and PDL, the state of Florida also requires you to have Bodily Injury Liability (BIL) insurance. This type of coverage pays for the medical expenses and other damages of people injured in an accident you caused. The minimum amount of BIL coverage required in Florida is $20,000 per person and $40,000 per accident.
What Else Should I Know About Florida Minimum Car Insurance Coverage?
It's important to note that the amount of coverage you need may vary depending on the value of your car and the amount of debt you have. If you have a loan on your car, you may be required to have more than the minimum coverage. Additionally, some lenders may require you to purchase additional coverage, such as collision or comprehensive coverage.
It's also important to remember that the minimum amounts of coverage required in Florida are just that — the minimum. You may want to consider purchasing more coverage than is required by law. This will provide you with more protection in the event of an accident. In addition, some insurers may offer discounts for purchasing more comprehensive coverage.
How Much Does Florida Minimum Car Insurance Cost?
The cost of Florida minimum car insurance coverage can vary greatly depending on a variety of factors, including your age, driving record, location, and type of vehicle. Generally, you can expect to pay anywhere from $50 to $200 per month for coverage. However, some insurers offer discounts for purchasing more than the minimum required coverage.
Where Can I Get Florida Minimum Car Insurance?
There are many places you can get Florida minimum car insurance coverage. Most major insurance companies offer coverage in the state of Florida, and there are also many independent insurance agents who specialize in providing coverage for Florida drivers. Additionally, you can compare rates and coverage options online to find the best deal for you.
Conclusion
If you're a driver in Florida, it's important to make sure you have the legal minimum car insurance coverage. PIP, PDL, and BIL are all required to be covered in the state of Florida. The cost of your coverage can vary widely, so it's important to shop around to find the best deal for you. You can also consider purchasing more than the minimum coverage to provide yourself with more protection in the event of an accident.
Full Coverage Insurance Florida : United Healthcare of Florida - CPAP
Awasome Minimum Car Insurance Required In Florida 2022 - SPB
Florida Car Insurance Guide – Forbes Advisor
Minimum Insurance For Financed Car In Florida ~ vadedesigns
A Guide to the BEST 9 Car Insurance Hacks No One Talks About | Cheap
