Does Root Insurance Track Your Driving After Your Quotes?

Root Insurance is an auto insurance company that offers insurance rates based on your driving behavior. It's a mobile-first, data-driven insurance company that uses a smartphone app to rate drivers and determine the best rates. But how does Root Insurance track your driving after you've submitted your quote? And is it safe?

How Does Root Insurance Track Your Driving?

Root Insurance uses a smartphone app to track your driving. All you have to do is download their app, answer some questions about yourself, and allow it to collect data from your phone. The app will then track your driving behavior over a two-week period, such as your speed, braking, and cornering. This data is then used to calculate your insurance rate.

The app doesn't track your location, only your driving behavior. But it does use GPS to measure the distance you drive, so it can calculate how much you drive in a given period. This data is only used to determine your rate, not to monitor you or track your whereabouts. Root Insurance also doesn't collect any personal data from your phone, such as your contacts or messages.

Is it Safe to Allow Root Insurance to Track Your Driving?

Root Insurance takes your privacy seriously and has taken several measures to ensure your data is safe. All data collected is encrypted and stored on secure servers. Your data is only used for the purpose of calculating your insurance rate and is not shared with any third parties.

Root Insurance also allows you to opt-out of data collection at any time. If you don't want your driving data to be collected, you can simply uninstall the app and your data will be deleted. You're also able to delete data from within the app if you wish.

The Bottom Line

Root Insurance is a mobile-first, data-driven insurance company that uses a smartphone app to track your driving behavior. The app collects data such as your speed, braking, and cornering, and uses it to calculate your insurance rate. Your data is securely encrypted and stored on secure servers and is not shared with any third parties. You're also able to opt-out of data collection at any time.