Does Geico Car Insurance Cover Rental Cars?

Geico car insurance is one of the most well-known car insurance companies in the United States. With a long history of providing excellent customer service and competitive rates, it’s no wonder that Geico has become a household name. But does Geico car insurance cover rental cars?

The answer to that question is yes, Geico does provide coverage for rental cars. Geico offers rental reimbursement coverage, which can help pay for the costs of a rental vehicle if your primary car is damaged in an accident or stolen. This coverage is available for a wide range of rental vehicles, including cars, trucks, motorcycles, and RVs. The coverage is also available for short-term and long-term rentals.

In addition to rental reimbursement coverage, Geico also provides accident forgiveness, which can help protect you if you’re involved in an at-fault accident. This coverage is designed to keep your rates from increasing after an accident. Geico also offers gap coverage, which pays the difference between what you owe on your car loan and what your insurance pays out in the event of a total loss.

How Do I Get Geico Rental Car Insurance?

Getting Geico car insurance for a rental car is easy. When you rent a car, you’ll be asked to provide proof of insurance. You can provide Geico’s rental car insurance as proof of coverage. You can also purchase additional coverage from the rental car company, such as collision damage waiver (CDW) and supplemental liability insurance.

It’s important to note that Geico’s rental car insurance does not cover the cost of the car rental itself. You’ll still need to pay the rental company for the cost of the rental. However, Geico’s rental car insurance can help cover the costs of any repairs or medical bills that you may incur if you’re involved in an accident while driving the rental car.

What Else Should I Know About Geico Rental Car Insurance?

It’s important to remember that Geico’s rental car insurance is secondary coverage. This means that it will only come into effect if the primary coverage you have through your Geico policy does not cover the costs of the rental car. Additionally, Geico’s rental car insurance does not cover any costs associated with damage you may cause to the rental car. You’ll need to purchase additional coverage from the rental car company for this.

In conclusion, Geico does offer rental car insurance coverage. This coverage can help pay for the costs of a rental car if your primary car is damaged or stolen. Additionally, Geico offers accident forgiveness and gap coverage, which can help protect you from financial losses due to an accident or total loss. Finally, Geico’s rental car insurance is secondary coverage and does not cover the cost of the rental car or any damage you may cause to it.