Do You Need Insurance For A Provisional Driving Licence
Do You Need Insurance For A Provisional Driving Licence?
Introduction
Learning to drive can be a daunting but exciting experience. Not only do you have to learn the rules and regulations of the road, but you also have to make sure that you are covered with the right insurance. If you have a provisional driving license, you may be wondering if you need insurance to cover you while you are learning. The answer is yes - it is important to be properly insured when learning to drive.
What Is A Provisional Driving Licence?
A provisional driving licence is a document issued by the Driver and Vehicle Licensing Agency (DVLA) that allows you to drive on public roads in the United Kingdom. You must be at least 17 years old to apply for a provisional driving licence. Once you have your provisional licence, you can start learning to drive under the supervision of a qualified driving instructor or a parent or guardian.
Do You Need Insurance For A Provisional Driving Licence?
Yes – you must have the right insurance to cover you while you are learning to drive. The type of insurance you need depends on who is supervising you. If you are learning with a driving instructor, they should have their own insurance that covers you while you are in the car with them. If you are learning with a parent or guardian, they should have comprehensive insurance that covers any learner drivers. If they do not have this kind of insurance, they will need to add you to their policy.
What Does Insurance For A Provisional Driving Licence Cover?
Insurance for a provisional driving licence covers you for any damage caused to a third party or their property while you are driving. It also covers you for any legal costs for any damage or injury you cause. It does not cover you for any damage to your own car or any damage caused by you if you are not driving. It is important to check with your insurer that you are fully covered before you start driving.
Can You Get Insurance On Your Own Vehicle?
Yes – you can get insurance on your own vehicle if you are a provisional driver. However, you will usually have to pay a higher premium due to your inexperience. It is important to shop around and compare quotes to get the best deal. Some insurers may also offer discounts for those who have completed a recognised driving course or passed an advanced driving test.
Conclusion
If you have a provisional driving licence, it is important to make sure that you are covered with the right insurance. You should check with your insurer to make sure that you are fully covered before you start driving. It is also worth shopping around to get the best deal on insurance for your provisional driving licence.
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