Car Accident Without Insurance Not At Fault Missouri

What To Do If You’re in a Car Accident Without Insurance Not At Fault in Missouri

Getting into an accident without insurance can be an incredibly stressful experience. While it may seem overwhelming and intimidating, knowing what to do can help make the situation easier to handle. In Missouri, if you’re in an accident and you are not at fault, you have certain protections that can help you get the compensation you need.

What to Do Immediately After an Accident

If you’re in an accident, the first thing you want to do is make sure that you, and anyone involved in the accident, are safe and out of harm’s way. If you’re able, move your car to the side of the road and turn on your hazard lights. Once you’ve done that, it’s important to call the police and report the accident. Even if the accident is minor, it’s smart to get a police report so that you have a detailed record of the incident.

It’s also important to exchange information with the other driver involved in the accident, including their name, address, phone number, license plate number, and insurance information, if available. Take pictures of the scene of the accident and the damage to both cars. This can be used as evidence if you need to file a claim.

What to Do If You Don’t Have Insurance

If you don’t have insurance, or if you don’t have enough insurance to cover the damages, the other driver’s insurance company may try to deny your claim. However, in Missouri, if you’re not at fault for the accident, you can make a claim against the other driver’s insurance company. This is known as an uninsured motorist claim. You can also make a claim against your own insurance company if you have uninsured or underinsured motorist coverage.

When making a claim, it’s important to make sure you have all the necessary documents and evidence. This includes a detailed police report, photos of the scene of the accident and the damage to both cars, and any medical bills or records related to the accident. You will also need to provide proof of your own insurance policy, if applicable.

How an Attorney Can Help

When you’re in an accident, it can be difficult to know what to do and how to proceed. That’s why it’s important to speak to a lawyer who can guide you through the process and help you get the compensation you deserve. An experienced car accident attorney will be able to explain your legal rights, help you gather evidence and build your case, and negotiate with the other driver’s insurance company on your behalf.

At the end of the day, getting into an accident without insurance can be a stressful experience, but the good news is that you have certain legal protections that can help you get the compensation you need. Knowing what to do and how to proceed can help make the situation easier to handle.