Bank of Scotland Car Insurance Review

Introduction

Bank of Scotland is a well-known financial services provider in the UK, offering a range of services from banking to car insurance. They are part of the Lloyds Banking Group, which is one of the largest banking companies in the world. With such a long history, it’s no surprise that Bank of Scotland is a trusted provider for car insurance. In this review, we will take a look at the features, benefits and drawbacks of Bank of Scotland car insurance.

Features

Bank of Scotland car insurance offers several features that make it a competitive choice. The insurance covers both new and second-hand vehicles, and can be tailored to the customer’s needs. Customers can choose from a range of cover levels, such as third party only, third party fire and theft, and comprehensive cover. Bank of Scotland also offers various optional extras, such as breakdown cover, legal protection, key cover, and more.

Benefits

One of the main benefits of Bank of Scotland car insurance is the competitive prices. They offer discounts for customers who are over 50, as well as for those who have a no-claims bonus. Bank of Scotland also offers a ‘multi-car discount’, which can help to reduce the cost of insurance for customers who have more than one car. In addition, Bank of Scotland offers a range of discounts for customers who have taken out other products with the bank, such as savings accounts or mortgages.

Drawbacks

One of the drawbacks of Bank of Scotland car insurance is that some of the optional extras are quite expensive. For example, breakdown cover can cost up to £80 per year, and legal protection can cost up to £50 per year. In addition, Bank of Scotland does not offer courtesy cars, which can be a useful feature for those who need to get to work or take care of other responsibilities while their car is being repaired.

Conclusion

In conclusion, Bank of Scotland car insurance is a competitive choice for those looking for car insurance in the UK. They offer competitive prices and a range of features and benefits, such as discounts for those who have taken out other products with the bank. However, some of the optional extras can be quite expensive, and they do not offer courtesy cars, which can be a useful feature for those who need to get to work or take care of other responsibilities while their car is being repaired.