Does Pemco Insure An Older Car?

Are you wondering if Pemco Insurance will insure an older car? The answer is yes, they do. However, there are a few things to consider before you decide to go with Pemco as your car insurance provider.

Age of Vehicle

Pemco Insurance will insure cars that are up to 25 years old. That means if your car was manufactured in 1995 or earlier, you should be able to get coverage from Pemco. However, keep in mind that some coverage options may not be available for older cars. For example, Pemco does not offer gap coverage for cars that are more than 10 years old. Additionally, if your car is more than 15 years old, you may not be able to get collision or comprehensive coverage.

Cost of Insurance

When insuring an older car, you should expect to pay more for insurance than you would for a newer car. This is because older cars tend to be more expensive to repair and replace. Additionally, older cars are more likely to be involved in accidents than newer cars, so the insurance company has to charge more to cover the risk. That said, Pemco still offers competitive rates, so you should be able to find an affordable policy.

Discounts

Pemco Insurance offers a number of discounts for insuring an older car. For example, if you have an older car that has an anti-theft device, you may be eligible for a discount. Additionally, if you have multiple vehicles insured with Pemco, you may be eligible for a multi-car discount. Finally, if you have a clean driving record, you may be eligible for a safe driver discount. All of these discounts can help you save money on your car insurance.

Coverage Options

Pemco offers a variety of coverage options for insuring an older car. You can choose from liability, collision, comprehensive, personal injury protection, and uninsured/underinsured motorist coverage. Additionally, you can add extras such as roadside assistance, rental car reimbursement, and new car replacement coverage. Be sure to talk to your Pemco agent to make sure you have the coverage you need.

Conclusion

In conclusion, Pemco Insurance will insure an older car, but there are a few things to consider before you decide to go with them. Make sure you understand the age restrictions, the cost of insurance, and the available discounts. Additionally, make sure you understand the various coverage options so you can make sure you are getting the best coverage at the best price.