Do You Need Insurance To Get Your Car Towed?

Having car trouble can be a hassle. If you don't have roadside assistance or a friend nearby to help you, you may need to get your car towed. But before you call a tow truck, you may be wondering whether you need insurance to get your car towed?

The answer is, it depends. Generally, you do not need insurance to get your car towed. However, some tow truck companies may require you to have certain types of coverage in order to tow your car. This is especially true if your car is in an accident or has been damaged in some way. In these cases, you will likely need to provide proof of insurance before they will tow your car.

What Types of Insurance Are Required?

The type of insurance required will vary depending on the towing company and the type of service you need. For example, many tow truck companies will require that you have liability insurance if you are getting your car towed due to an accident. This type of insurance covers any damage that may be caused to other vehicles or property during the towing process. Other types of insurance, such as comprehensive and collision coverage, may also be required for certain types of services.

Do You Need Insurance To Tow a Vehicle for Repairs?

If you are having your car towed for repairs, you may not need any insurance at all. Many tow truck companies are willing to tow a vehicle without insurance as long as you sign a waiver stating that you are responsible for any damage that may be caused to the tow truck or other property during the towing process. However, it is always best to check with the towing company before you call to make sure they do not require any type of insurance.

What If You Don't Have Insurance?

If you don't have the required insurance, you may still be able to get your car towed. Some tow truck companies will let you pay for the tow out of pocket or will offer discounts if you are a member of their loyalty program. It is always best to check with the towing company before you call to find out what their policies are regarding towing without insurance.

Conclusion

In conclusion, it is not always necessary to have insurance to get your car towed. However, some tow truck companies may require you to have certain types of coverage or may offer discounts if you are a member of their loyalty program. It is always best to check with the towing company before you call to make sure you understand their policies and to ensure that you will not be liable for any damage that may occur during the towing process.