What Are The Consequences Of A Car Accident Without Insurance At Fault In Missouri?

Car accidents can be traumatic experiences, especially when they involve someone at fault without insurance. In the state of Missouri, it is illegal to drive without adequate car insurance. It is also illegal to be at fault in an accident without insurance. If you are involved in a car accident without insurance and are found to be at fault, you may face serious legal repercussions.

Fines and Penalties for Car Accidents Without Insurance

If you are found at fault in an accident without insurance, you may be subject to criminal and civil penalties. Criminal penalties may include fines, jail time, or both. The amount of the fines and jail time will depend on the severity of the accident and the extent of the damages.

In addition to criminal penalties, you may also be subject to civil penalties. Civil penalties may include restitution payments to the other party, or other monetary damages. These damages are usually paid by the driver who is at fault in the accident.

License Suspension for Car Accidents Without Insurance

In addition to fines and civil penalties, you may also face a suspension of your driver’s license if you are found at fault in a car accident without insurance. The length of the suspension will depend on the severity of the accident and the extent of the damages.

In Missouri, the length of the suspension is determined by the amount of property damage and the number of people involved in the accident. If the accident results in more than $1,000 worth of property damage or if there are more than two people involved in the accident, the suspension may last up to one year.

Financial Responsibility Requirements

In addition to the fines and penalties, you may also be required to meet certain financial responsibility requirements. This means that you will be required to prove you are financially capable of paying for any damages that may occur to the other party if you are involved in an accident.

In Missouri, this may include providing proof of financial responsibility, such as a surety bond or a financial responsibility certificate. This must be done before you can be allowed to drive again. If you fail to meet these requirements, you may face additional penalties or have your license revoked.

Conclusion

If you are found to be at fault in a car accident without insurance in Missouri, you may face serious legal consequences. These may include fines, jail time, license suspension, and other financial responsibility requirements. It is important to make sure you have adequate car insurance before you drive, as this will help protect you from legal and financial consequences.