Everything You Need to Know About Short Term Provisional Car Insurance

If you have recently passed your driving test, you may be in the market for short term provisional car insurance. But what exactly is it, and why do you need it? In this article, we discuss everything you need to know about short term provisional car insurance.

What Is Short Term Provisional Car Insurance?

Short term provisional car insurance is a type of policy designed for people who have recently passed their driving test, but are yet to obtain a full driving license. It provides a short-term solution for drivers who require insurance on a provisional license, and is generally valid for 1-28 days. It can also be extended for up to three months.

Short term provisional car insurance is ideal for those who need to drive a car for a short period of time. It is also suitable for those who are in the process of obtaining a full driving license, but need to drive a car on a provisional license in the meantime. It provides an affordable solution for those who need short-term cover, as it is generally cheaper than a full annual policy.

What Does Short Term Provisional Car Insurance Cover?

Short term provisional car insurance generally provides the same cover as a full annual policy. This means that it can cover third party, third party fire and theft, and comprehensive cover. It can also cover the policyholder for personal accident, legal expenses, and breakdown cover. However, it is important to check the details of the policy before you purchase it, as different insurance providers may offer different levels of cover.

Who Is Eligible for Short Term Provisional Car Insurance?

In order to be eligible for short term provisional car insurance, you must be aged 17 or above and have recently passed your driving test. You must also possess a valid provisional driving license. It is important to note that this type of policy is not available to those who have been disqualified from driving in the past, or who have had their license revoked.

How Much Does Short Term Provisional Car Insurance Cost?

The cost of short term provisional car insurance will vary depending on the level of cover you require, the insurer, and the length of time you need the policy for. Generally speaking, this type of policy is cheaper than a full annual policy. However, it is important to shop around and compare prices, as different insurance providers may offer different rates.

Where to Get Short Term Provisional Car Insurance?

Short term provisional car insurance can be obtained from most major insurance companies. You can also obtain it from specialist insurers who offer policies tailored to those with a provisional license. It is important to compare different policies before you buy, as this will ensure that you get the best possible deal.

Conclusion

Short term provisional car insurance is a great option for those who have recently passed their driving test, but need cover on a provisional license. It is generally cheaper than a full annual policy, and can provide the same level of cover. However, it is important to shop around and compare different policies before you purchase, to ensure that you get the best deal.