Insurance for Non Licensed Drivers

The Basics of Non Licensed Drivers Insurance

For many people, obtaining a license to drive is a rite of passage and a symbol of freedom. While most people naturally assume that only people with a valid driver’s license can purchase auto insurance, non-licensed drivers can also purchase auto insurance. It is important to understand the basics of non-licensed driver’s insurance before you make a purchase.

Non-licensed driver’s insurance is similar to a traditional policy in that it provides coverage for the insured party in the event of an accident. The major difference is that the policy does not provide coverage for any other drivers. This means that if you were to cause an accident, the other driver would be responsible for their own damages.

Who Needs Non Licensed Drivers Insurance?

Non-licensed driver’s insurance is not just for people who do not have a license. It can also be used by people who have a suspended license or have had their license revoked. This type of policy can also be beneficial for people who do not own a car but still need to drive periodically.

In some cases, non-licensed drivers may also be required to have this type of insurance in order to comply with the law. For example, some states require drivers to carry a certain amount of uninsured motorist coverage, even if they do not have a license. In this case, a non-licensed driver’s policy would provide the required coverage.

What Does Non Licensed Drivers Insurance Cover?

Non-licensed driver’s insurance can provide coverage for medical expenses and property damage. Depending on the policy, it may also provide coverage for liability costs if the non-licensed driver is found liable for an accident. The policy may also provide coverage for towing and rental costs if the non-licensed driver is in an accident, as well as for legal fees if the driver is sued.

Is Non Licensed Drivers Insurance Expensive?

The cost of non-licensed driver’s insurance varies depending on the company and the type of coverage purchased. In general, it is more expensive than traditional auto insurance because the coverage is more limited. However, it is still possible to find affordable policies that provide adequate coverage. In some cases, it may be cheaper than traditional auto insurance, especially if you have a high-risk driver on your policy.

Where Can I Buy Non Licensed Drivers Insurance?

Non-licensed driver’s insurance is available from many insurance companies. You can compare quotes online or contact an insurance agent for more information. It is important to understand the coverage limits and deductibles before you purchase a policy. Make sure to read the fine print and ask questions to make sure you understand what is and is not covered.

Non-licensed driver’s insurance can be a great option for people who need to drive but do not have a valid license. It can provide peace of mind and protection in the event of an accident. Make sure to shop around for the best rate and coverage to ensure you get the most value for your money.