Does My Insurance Cover Rental Car Progressive?

Buying Rental Car Insurance

If you ever find yourself needing a rental car, you may want to consider purchasing rental car insurance. While you may already be covered by your own auto insurance policy, it’s important to understand the pros and cons of rental car insurance. Rental car insurance can provide peace of mind and help protect you financially if you are at fault for an accident or if your rental car is damaged or stolen.

Rental car companies often offer insurance plans when you rent a car. The plans they offer may be more comprehensive than what you already have. Some rental car companies offer liability coverage and uninsured motorist coverage, which may not be included in your own policy. Additionally, rental car insurance can cover damage to the rental car and theft of your personal items.

Does Progressive Cover Rental Car Insurance?

If you have Progressive auto insurance, you may be wondering if you are covered for rental car insurance. The answer is yes, but what coverage you have depends on the type of policy you have.

If you have comprehensive and collision coverage, you may be covered for rental cars. However, the coverage is limited to the deductible amount you have on your policy. Additionally, you are not covered for any additional charges, such as airport surcharges or underage driver fees.

If you have liability coverage, you may be covered for rental cars, but the coverage is limited to the state minimum requirements. This means if you are in an accident and you are at fault, the amount of coverage you have may not be enough to cover the full amount of damages.

Should You Get Rental Car Insurance?

Whether or not you should get rental car insurance is a personal decision. If you have comprehensive and collision coverage, it may be redundant to purchase rental car insurance. However, if you have only liability coverage, it may be worth considering a rental car insurance policy.

If you are not sure if you have enough coverage, it’s a good idea to talk to your insurance agent. They can help you understand your policy and help you decide if rental car insurance is right for you.

Conclusion

Rental car insurance can provide peace of mind when you’re renting a car. If you have Progressive auto insurance, you may be covered for rental car insurance, but the coverage is limited to the deductible amount and the state minimum requirements.

It’s important to talk to your insurance agent to understand your policy and decide if rental car insurance is right for you. Rental car insurance can help protect you financially if you are at fault for an accident or if your rental car is damaged or stolen.