Can You Have Joint Car Insurance After Divorced?

Going through a divorce is never easy. With so many decisions to make and things to sort out, the last thing you want to worry about is your car insurance. Whether you’re looking to cancel existing joint car insurance policies or you’re looking for a new policy for single drivers, it’s important to understand the options that are available.

Cancelling An Existing Insurance Policy After A Divorce

If you had a joint car insurance policy before your divorce it’s important to remember that the policy will need to be cancelled. The person who is kept on the policy will need to inform the insurance company of the change and make sure that the policy is cancelled in a timely manner. It’s also important to ensure that the person who is kept on the policy is able to afford the higher rates associated with single driver insurance policies. If you can’t afford the higher rates, you may want to look into finding another policy at a lower rate.

Joint Car Insurance Policies After Divorce

In some cases, you may be wondering whether it’s possible to keep a joint car insurance policy after a divorce. Unfortunately, the answer is no. Joint car insurance policies are designed for married couples who are living together, so if you’re no longer married or living together, it’s best to cancel the policy and look for other options. It’s also important to keep in mind that if you have children, you may need to provide proof of insurance to the court in order to get a custody agreement.

Finding New Insurance After A Divorce

Once you’ve cancelled your existing joint car insurance policy, you’ll need to start looking for a new policy. Single driver policies are typically more expensive than joint policies, so it’s important to shop around and compare rates. Look for discounts that you may be eligible for, such as good driver discounts or multi-car discounts. It’s also important to make sure that you’re getting the coverage you need for your specific situation. If you don’t know what coverage is best for you, talk to your insurance agent and get their advice.

Making The Transition Easier

Going through a divorce is never easy, and it can be especially challenging if you’re trying to figure out a new car insurance policy. It’s important to take your time and make sure that you’re finding the right policy for your needs. Don’t be afraid to ask questions and get help from your insurance agent. With the right coverage and a little bit of research, you can make the transition to a new car insurance policy much easier.