What is 3rd Party Car Insurance Racq?

Third-party car insurance is a type of insurance plan that is mandated by the government in order to ensure that drivers are financially covered in case of an accident. This type of insurance covers the costs associated with damages to third-party property and medical expenses in the event that the insured is found to be at fault for an accident. In the case of 3rd Party Car Insurance Racq, it is an insurance policy offered by the Royal Automobile Club of Queensland (RACQ).

RACQ is a mutual organization that was founded in 1905 and is the largest provider of motor, home and travel insurance in Queensland. It also provides a variety of other services such as roadside assistance, banking and investment products, and home loans. RACQ’s 3rd Party Car Insurance policy provides coverage for damages to other vehicles and property, as well as medical expenses, in the event of an accident and is compulsory for all Queensland drivers.

What Does RACQ 3rd Party Car Insurance Cover?

RACQ’s 3rd Party Car Insurance policy covers the following:

Costs associated with damages to another person’s property in an accident where you are at fault
Costs associated with medical expenses for another person injured in an accident where you are at fault
Costs associated with legal defense for an accident where you are at fault

RACQ’s 3rd Party Car Insurance policy does not cover the following:

Costs associated with repairs to your own vehicle
Costs associated with medical expenses for yourself
Costs associated with legal defense for an accident where you are not at fault

What Does RACQ 3rd Party Car Insurance Cost?

The cost of RACQ’s 3rd Party Car Insurance policy is determined based on a number of factors such as the age and make of the vehicle, the type of coverage selected, and the driver’s driving history. Generally, the cost of 3rd Party Car Insurance is lower than Comprehensive Car Insurance. RACQ also offers discounts for online purchases of 3rd Party Car Insurance policies.

What Are The Benefits Of RACQ 3rd Party Car Insurance?

RACQ’s 3rd Party Car Insurance policy provides some important benefits:

It covers the costs associated with damages to another person’s property and medical expenses in the event of an accident.
It is compulsory for all Queensland drivers.
It is generally cheaper than Comprehensive Car Insurance.
RACQ offers discounts for online purchases.

How Do I Get RACQ 3rd Party Car Insurance?

Getting RACQ 3rd Party Car Insurance is easy. You can get a quote online or by calling the RACQ hotline. Once you have chosen the right policy for you, you can purchase the policy online or in person at any RACQ store. Once you have purchased the policy, you will need to provide RACQ with the necessary information about your vehicle and your driving history.

Conclusion

RACQ’s 3rd Party Car Insurance policy is a great way to ensure that you are financially covered in the event of an accident. It is a compulsory policy for all Queensland drivers and provides coverage for damages to third-party property and medical expenses. It is generally cheaper than Comprehensive Car Insurance and RACQ offers discounts for online purchases. Getting RACQ 3rd Party Car Insurance is easy, and you can get a quote online or by calling the RACQ hotline.