State Farm Non Owners Car Insurance Policy

What is State Farm Non Owners Car Insurance?

State Farm Non Owners Car Insurance is a type of auto insurance for individuals who do not own a car. This type of policy is ideal for those who occasionally rent or borrow a car, or those who use public transportation, including taxis, buses, and trains, and need to protect themselves from the risk of an accident. The policy provides basic liability coverage, which covers damage to another person’s property or injuries caused by the policyholder. It is important to note that this type of policy does not provide coverage for the policyholder’s own car or any property damage they may cause.

Who Needs State Farm Non Owners Car Insurance?

State Farm Non Owners Car Insurance is ideal for those who do not own a car or those who regularly rent or borrow a car for personal use. It is also a good option for those who regularly use public transportation, such as buses, trains, and taxis. This type of policy can also be beneficial for those who are between vehicles, such as someone who is in the process of selling their old car and purchasing a new one.

What Does State Farm Non Owners Car Insurance Cover?

State Farm Non Owners Car Insurance provides basic liability coverage, which covers damage to another person’s property or injuries caused by the policyholder while they are driving. It also covers damages caused by uninsured/underinsured drivers. It does not, however, provide coverage for the policyholder’s own car or any property damage they may cause. Additionally, this type of policy does not provide coverage for medical expenses, rental car reimbursement, or towing.

How Much Does State Farm Non Owners Car Insurance Cost?

The cost of State Farm Non Owners Car Insurance varies depending on the policyholder’s age, driving history, and the state in which they reside. Generally, however, the average cost of this type of policy is around $200 per year. It is important to note that policyholders may be eligible for discounts if they have a clean driving record, are over the age of 55, or complete a defensive driving course.

How to Get State Farm Non Owners Car Insurance?

Getting State Farm Non Owners Car Insurance is easy and can be done online. All you need to do is visit the State Farm website and fill out the online form. Once the form is completed, you will be provided with a quote and can purchase the policy online. It is important to note that you will need to provide information such as your name, address, and driver’s license number in order to get a quote.

Conclusion

State Farm Non Owners Car Insurance is a great option for those who do not own a car, or those who use public transportation or rent cars on a regular basis. It provides basic liability coverage, which covers damage to another person’s property or injuries caused by the policyholder, but does not provide coverage for the policyholder’s own car or any property damage they may cause. The cost of this type of policy is typically around $200 per year and can be purchased online in a few simple steps.