State Farm Non Car Owner Insurance: The Complete Guide

What is State Farm Non Car Owner Insurance?

State Farm Non Car Owner Insurance provides liability coverage for people who don't own a car but occasionally borrow or rent a vehicle. This type of insurance is usually purchased by individuals who only occasionally drive, such as those who rent cars while on vacation or borrow a friend's vehicle. State Farm Non Car Owner Insurance is designed to provide financial protection in the event of an accident, and can help to pay for damages to another person or property.

What Does State Farm Non Car Owner Insurance Cover?

State Farm Non Car Owner Insurance helps protect you from liability for damages caused by an accident, including bodily injury or property damage. It also covers medical payments for the other driver, as well as legal defense costs if you are sued for damages. The coverage limits are based on the type of car you are driving, but may be increased by purchasing additional coverage.

Who is Eligible for State Farm Non Car Owner Insurance?

State Farm Non Car Owner Insurance is available to anyone who doesn't own a car but needs liability coverage while driving a borrowed or rented vehicle. The coverage is also available to people who regularly drive someone else's car, such as a spouse or family member, or to those who occasionally borrow a friend's vehicle. You must be at least 18 years old to be eligible, and the policy must be purchased before you can drive the vehicle. The policy must also be kept in force in order for the coverage to remain valid.

How Much Does State Farm Non Car Owner Insurance Cost?

The cost of State Farm Non Car Owner Insurance will depend on the type of vehicle you are driving, as well as the coverage limits you select. Generally speaking, the cost will be lower than the cost of a regular car insurance policy, as the coverage is limited and doesn’t include comprehensive and collision coverage. However, you may be able to save money by bundling the policy with a regular car insurance policy, or by increasing the deductible.

How Do I Get State Farm Non Car Owner Insurance?

Getting State Farm Non Car Owner Insurance is easy. Just contact your local State Farm agent and provide the details of the vehicle you will be driving. Your agent will be able to provide you with a quote for the coverage limits that you need. Once you have accepted the quote, you will be able to purchase the policy and have it in force before you drive the vehicle.

Conclusion

State Farm Non Car Owner Insurance is a great option for those who don't own a car but occasionally borrow or rent one. The policy provides liability coverage in the event of an accident, and can help to pay for damages to another person or property. The cost of the policy will vary depending on the type of vehicle you are driving, but can be kept low by increasing the deductible or bundling the policy with a regular car insurance policy. To get started, just contact your local State Farm agent and provide the details of the vehicle you will be driving.