Ingenie Car Insurance Policy Wording

What is Ingenie Car Insurance Policy Wording?

Ingenie Car Insurance is a policy that provides cover for your car against a number of risks. It covers you against theft, fire, accidental damage or loss, and legal fees if you are involved in an accident. Ingenie Car Insurance Policy Wording is the legal document which sets out the terms and conditions of the cover. It explains the cover that you get, the risks that are not covered, and how to make a claim.

What Does Ingenie Car Insurance Cover?

Ingenie Car Insurance covers you against a range of risks, including theft, fire, accidental damage or loss, and legal fees if you are involved in an accident. It also offers extra protection for certain items such as windscreen replacement and audio equipment. Ingenie Car Insurance will also cover you for breakdown assistance, if you have opted to add this to your policy.

What Is Not Covered Under Ingenie Car Insurance?

Ingenie Car Insurance does not cover you for any losses or damages caused by wear and tear, or from intentional or malicious damage. In addition, it does not cover you for any consequential losses, or for any damage or loss caused by reckless, careless or illegal driving. You will also not be covered for any damage or losses caused by events such as floods, storms and earthquakes.

What Are the Excesses for Ingenie Car Insurance?

An excess is the amount that you are required to pay towards any claim. The amount of excess you are required to pay will depend on your chosen level of cover, and the type of claim you are making. Ingenie Car Insurance offers a range of excesses, from £100 to £500, depending on the type of cover you have chosen. You may also have to pay an additional excess if you are making a claim for windscreen replacement, or if you are making a claim for audio equipment.

How Do I Make a Claim with Ingenie Car Insurance?

If you need to make a claim with Ingenie Car Insurance, you will need to first contact the Claims Department on 0800 020 9903. You will then be asked to provide details of the incident, and any relevant documents such as the police report or repair invoice. You will then be asked to provide details of your cover, such as the excess amount and the type of cover you have chosen. You may also be asked to provide proof of ownership of the vehicle or item that you are claiming for. Once your claim has been accepted, the Claims Department will arrange for the repairs to be carried out, or to process your claim for payment.

Conclusion

Ingenie Car Insurance provides cover against a range of risks, such as theft, fire, accidental damage and legal fees. It also offers extra protection for certain items, such as windscreen replacement and audio equipment. Ingenie Car Insurance has a range of excesses, and you may be required to pay an additional excess if you are making a claim for windscreen replacement or audio equipment. If you need to make a claim with Ingenie Car Insurance, you will need to first contact the Claims Department, and provide details of the incident, your cover, and proof of ownership. Once your claim has been accepted, the Claims Department will arrange for the repairs to be carried out, or to process your claim for payment.