Car Rental Excess Insurance For Non UK Residents

What is Car Rental Excess Insurance?

Car rental excess insurance is an additional layer of protection when you rent a car in the UK or abroad. In the event of an accident or theft of the vehicle, the insurance will cover the excess amount you would have to pay to the car rental company. This is usually a significant amount of money, so it is worth having cover in place. It also provides peace of mind when driving a rental car, as you know that any potential costs arising from an incident are covered.

What is Covered?

Car rental excess insurance covers the excess amount you would have to pay to the car rental company as a result of an accident, theft or vandalism of the vehicle. This can be a significant amount, upwards of £2000, so it's worth being protected. The insurance also covers damage to the vehicle’s tyres, windscreen and undercarriage, as well as any costs resulting from a break down or loss of the keys. The policy also covers personal liability and personal accident cover for the named driver.

What is Not Covered?

Car rental excess insurance does not cover damage to the interior of the vehicle, such as burns, stains or scratches to the upholstery. It also does not cover personal belongings that are left in the vehicle and are subsequently stolen. The policy does not cover any additional drivers that are not named on the policy and it does not cover any costs associated with towing or recovering the vehicle.

Do I Need Car Rental Excess Insurance?

If you are renting a car in the UK or abroad, then it is highly recommended that you have car rental excess insurance in place. The excess amount can be significant, so it is worth being protected against any potential costs arising from an accident or theft of the vehicle. It also provides peace of mind when driving a rental car, as you know that any potential costs are covered.

Can Non UK Residents Get Car Rental Excess Insurance?

Yes, non UK residents can get car rental excess insurance. There are a range of insurance providers that offer policies for non UK residents, so it is worth doing some research to find the policy that best suits your needs. There are also certain countries that are excluded from the policy, such as Croatia, Cyprus and Greece, so it is worth double checking the policy details before you purchase.

Conclusion

Car rental excess insurance provides an additional layer of protection when you rent a car in the UK or abroad. It covers the excess amount you would have to pay to the car rental company as a result of an accident, theft or vandalism of the vehicle. Non UK residents can also get car rental excess insurance, although certain countries may be excluded from the policy. It is highly recommended that you have cover in place when renting a car, as it provides peace of mind that your financial risks are covered.