Car Insurance Group 21 Average Cost UK

Overview of Car Insurance Group 21

Car insurance Group 21 is one of the highest insurance groups and is typically reserved for high-end cars with powerful engines and added luxury features. Cars in this insurance group will typically have a list price that is greater than £50,000, and include models such as the Audi RS6, Mercedes-Benz S-Class and Porsche 911. Cars in this group are usually classed as 'executive' or 'luxury' cars.

Due to the high cost of these cars, and the more powerful engine, insurance premiums for cars in Group 21 are higher than for cars in lower insurance groups. The average cost of car insurance for Group 21 is around £1,500, although this can vary significantly depending on the make and model of the car and the driver's own circumstances.

Factors that Affect Car Insurance Group 21 Cost

The cost of car insurance for Group 21 cars will be affected by a range of factors, including the make and model of the car, the age and experience of the driver, their occupation, their address and the type of cover they choose.

The make and model of the car is an important factor, as this can affect the cost of repairs and replacement parts, which can push up the cost of the insurance. The age and experience of the driver is also an important factor, as younger and less experienced drivers are usually considered to be higher risk, and may be charged higher premiums.

The location of the driver is also important, as car insurance premiums tend to be higher in urban areas due to a higher risk of theft and vandalism. The type of cover chosen will also affect the cost, as comprehensive cover is usually more expensive than third party only cover.

How to Get the Best Deals on Car Insurance Group 21

The best way to get the best deal on car insurance for Group 21 is to shop around and compare quotes from different insurers. It is also important to consider the level of cover you need, as comprehensive cover is usually more expensive than third party only cover.

It is also important to consider the excess amount and any additional features, such as breakdown cover and legal expenses cover, as these can add to the cost of the policy. Finally, it is worth considering any discounts that may be available, such as loyalty discounts or no claims bonus discounts.

Things to Consider when Buying Car Insurance Group 21

When buying car insurance for Group 21 cars, it is important to consider the level of cover needed and the excess amount. It is also important to consider any additional features that may be available, such as breakdown cover and legal expenses cover. It is also worth considering any discounts that may be available, such as loyalty discounts or no claims bonus discounts.

It is also important to read the policy documents carefully to make sure that the cover provided is suitable, and to check the terms and conditions. Finally, it is important to make sure that the insurer is reputable and has a good claims record.

Conclusion

Car insurance Group 21 is typically reserved for high-end cars with powerful engines and added luxury features. Due to the high cost of these cars, and the more powerful engine, insurance premiums for cars in Group 21 are higher than for cars in lower insurance groups. The average cost of car insurance for Group 21 is around £1,500, although this can vary significantly depending on the make and model of the car and the driver's own circumstances.

The best way to get the best deal on car insurance for Group 21 is to shop around and compare quotes from different insurers. It is also important to consider the level of cover needed, as well as any additional features, discounts and the policy documents. Finally, it is important to make sure that the insurer is reputable and has a good claims record.