Quote Me Happy Car Insurance Excess
Quote Me Happy Car Insurance Excess Explained
Quote Me Happy is a car insurance company that provides customers with a wide range of options to help them find the best policy for their needs. One of the options that Quote Me Happy offers is car insurance excess. In this article, we'll explain what car insurance excess is and how it works with Quote Me Happy.
What is Car Insurance Excess?
Car insurance excess is an amount of money that you must pay towards the cost of a claim for your car insurance policy. It is an additional cost that you must pay if you are to make a claim on your car insurance. The excess amount will vary depending on the type of cover that you have chosen and can range from £100 to £1,000.
How Does Car Insurance Excess Work with Quote Me Happy?
With Quote Me Happy, you have the option to choose a voluntary excess when you take out a car insurance policy. This means that you can choose the level of excess that you are willing to pay if you make a claim on your policy. The higher the voluntary excess you choose, the lower your premium will be. However, you should bear in mind that if you do make a claim, you will be required to pay the excess that you have chosen as well as any other costs associated with the claim.
What Happens if I Don't Pay the Excess?
If you don't pay the excess when making a claim, then your claim will not be successful. Quote Me Happy will not pay any of the costs associated with your claim if the excess has not been paid in full. So, it is important to make sure that you have the funds available to pay the excess when making a claim.
What If I Can't Afford to Pay the Excess?
If you are unable to pay the excess when making a claim, you may be able to apply for an insurance excess loan. This is a loan that is designed to help you pay the excess if you are unable to do so yourself. It is important to note that these loans come with interest and you will need to repay them over a period of time.
Conclusion
Car insurance excess is an additional cost that you must pay if you make a claim on your car insurance policy. With Quote Me Happy, you can choose the level of excess that you are willing to pay if you make a claim. If you are unable to pay the excess when making a claim, you may be able to apply for an insurance excess loan.
