What is Root Insurance?

Root Insurance is a mobile-first car insurance company that is changing the way car insurance is done. By using an app-based approach and a unique algorithm, Root offers no-nonsense car insurance that is tailored to each individual driver's risk profile. This means that drivers can get an accurate rate based on their own driving habits and no one else's. It's an innovative way to get the coverage you need without all of the extra features that you don't need.

How Does Root Insurance Work?

The process of getting Root Insurance is simple. First, you'll download the Root app and answer a few simple questions about yourself and your driving habits. Then, using their unique algorithm, Root will run your information and calculate a custom rate. This rate is based on your own driving habits and is not affected by any other drivers on the road. After you accept the rate, you'll be enrolled in the Root Insurance program.

How Does Root Calculate My Rate?

Root's algorithm is different from other car insurance companies. Instead of relying on demographics and credit scores, Root focuses on your driving habits. The app will track your driving activity and reward you for safe driving. The more you drive safely, the lower your rate will be. This approach rewards drivers for their good driving habits, rather than punishing them for bad ones.

What Types of Coverage Does Root Offer?

Root offers a variety of coverage options, including liability coverage, comprehensive coverage, and collision coverage. Root also offers optional coverage such as roadside assistance, rental car reimbursement, and towing. The coverage options are tailored to each individual driver and can be adjusted based on their needs.

What Else Should I Know About Root?

Root Insurance is an innovative and customer-friendly way to get car insurance. They offer competitive rates without sacrificing coverage and their app-based approach makes it easy to manage your policy. Plus, they have a wide selection of coverage options, so you can find the right policy for your needs. So, if you're looking for a new car insurance provider, Root Insurance is definitely worth a look.