HDFC ERGO Car Insurance – Comprehensive Coverage at Affordable Prices

HDFC ERGO Car Insurance is one of the most reliable and affordable car insurance policies in India. It is a comprehensive policy that covers both third-party liabilities as well as own damage. It comes with a host of benefits to protect your vehicle from any kind of damage or accident.

Key Benefits of HDFC ERGO Car Insurance

HDFC ERGO Car Insurance comes with a host of benefits. Some of the key benefits include:

Cashless claim service: HDFC ERGO Car Insurance offers cashless claim service at over 4500+ garages across India. This means that you don't have to worry about arranging for cash to get your vehicle repairs done as the expenses are directly taken care of by the insurer.
24x7 Roadside Assistance: In the event of a breakdown, you don't have to worry as HDFC ERGO Car Insurance offers 24x7 roadside assistance to help you out in any such situation.
Personal Accident Cover: This policy also provides personal accident cover up to Rs. 2 lakhs for driver/owner, in case of any injury or death.
No Claim Bonus: HDFC ERGO Car Insurance also offers a No Claim Bonus (NCB) up to 50%, which can be availed if you have not claimed for any damages in the previous year.
Additional Coverage: You can also avail additional coverage for your car's accessories, consumables, personal belongings, etc., against any kind of damage or loss.

HDFC ERGO Car Insurance – Price

The price of HDFC ERGO Car Insurance depends on a number of factors, such as the make and model of the vehicle, the age of the vehicle, the city of registration, and the policy tenure. Generally, the premium for a comprehensive car insurance policy is higher than a third-party liability policy. You can use the online premium calculator to get an estimate of the premium for your vehicle.

You can also get a discount on the premium by opting for a higher voluntary deductible. This means that you will have to pay a higher amount towards the repairs in case of a claim, but you will be rewarded with a lower premium. Also, you can get a discount on the premium if your vehicle is equipped with an anti-theft device, as this reduces the risk of theft.

Conclusion

HDFC ERGO Car Insurance is an ideal policy for those looking for comprehensive coverage at affordable prices. It comes with a host of benefits to protect your vehicle from any kind of damage or accident. It also offers a No Claim Bonus (NCB) up to 50%, which can be availed if you have not claimed for any damages in the previous year. You can use the online premium calculator to get an estimate of the premium for your vehicle.