Everything You Need to Know About Allstate Non Owner Car Insurance

What is Non Owner Car Insurance?

Non-owner car insurance is a type of policy that offers liability coverage for people who don’t own a vehicle. It’s often used by people who don’t drive very often, such as students and people who use public transportation. Non-owner car insurance also provides coverage if you rent a car or borrow one from a friend. This type of policy is usually less expensive than a standard policy because you don’t have to insure a car that you don’t own.

What Does Allstate Non Owner Car Insurance Cover?

Allstate’s non-owner car insurance offers the same coverage as a standard policy. This includes liability coverage for bodily injury and property damage, as well as medical payments coverage and uninsured and underinsured motorist coverage. It also covers Personal Injury Protection (PIP) if you are in an accident and need medical attention. If you rent a car or borrow one from a friend, Allstate’s non-owner car insurance will cover you in the event of an accident.

Why Get Allstate Non Owner Car Insurance?

Allstate offers several benefits to those who opt for their non-owner car insurance policy. First, they offer competitive rates and discounts. Allstate’s multi-policy discount allows you to save up to 25% when you bundle your non-owner car insurance policy with a homeowners or renters insurance policy. Additionally, Allstate offers 24/7 customer service and a wide range of coverage options to meet your specific needs.

What Does Allstate Non Owner Car Insurance Cost?

The cost of Allstate’s non-owner car insurance depends on several factors such as your age, driving record, and the type of coverage you choose. The average cost of Allstate’s non-owner car insurance is around $500 per year, but this varies depending on your individual circumstances. Additionally, Allstate offers several discounts that can help to reduce your premium.

How to Get Allstate Non Owner Car Insurance?

Getting Allstate’s non-owner car insurance is easy. You can apply for a policy online or contact an Allstate agent to discuss your options. Allstate also offers a mobile app that allows you to manage your policy, make payments, and file claims. Plus, you can get a free quote online in minutes.

The Bottom Line

Allstate’s non-owner car insurance is an affordable and reliable way to get the coverage you need if you don’t own a car. With competitive rates and discounts, 24/7 customer service, and a wide range of coverage options, Allstate’s non-owner car insurance is a great choice for those who don’t drive often or rent a car. To get a free quote and find out more, contact an Allstate agent or visit their website today.