Do I Have To Insure A Sorn Car?

What is a SORN Car?

A SORN car is a vehicle that is declared as being off the road and is registered with the DVLA. This is done by the vehicle owner filling out the SORN (Statutory Off Road Notification) form, which is available from the DVLA website. This form must be submitted to the DVLA before the vehicle can be considered as off the road.

Once the vehicle is off the road and registered with the DVLA, it is no longer legally allowed to be driven on public roads. This means that it cannot be used for commuting or other activities that involve driving on public roads. Additionally, it must not be used for racing or any other activities that involve competition.

Do I Have To Insure A SORN Car?

The short answer to this question is no, you do not have to insure a SORN car. This is because SORN vehicles are not legally allowed to be driven on public roads, and therefore do not require any type of insurance.

However, even though you do not have to insure a SORN car, there may be some benefits to doing so. This is because some insurance companies offer special policies for SORN cars that can provide cover for theft or damage to the vehicle. This can provide peace of mind for those who want to protect their investment in the event of any unfortunate circumstances.

What Are The Risks of Not Insuring A SORN Car?

The main risk of not insuring a SORN car is that you may not be able to claim any compensation for damages or theft of the vehicle. This means that if your SORN car is stolen or damaged, you will have to bear the full cost of the repair or replacement out of your own pocket. Additionally, if someone else is responsible for the damage or theft of your vehicle, you may not be able to claim any compensation from them if you have no insurance policy in place.

What Is The Penalty For Driving A SORN Car?

Driving a SORN car on public roads is illegal and can result in a fine or a possible driving ban. This is because SORN cars are not legally allowed to be driven on public roads and therefore, if you are caught doing so, you may be subject to prosecution. Additionally, if you are found to be driving a SORN car without insurance, you may also be subject to further penalties and fines.

Conclusion

In conclusion, it is not legally required to insure a SORN car, however, there may be benefits to doing so. This is because some insurance companies offer special policies for SORN cars that can provide cover for theft or damage to the vehicle. Additionally, there are risks to not insuring a SORN car, as you may not be able to claim any compensation for damages or theft of the vehicle. Finally, it is important to note that driving a SORN car on public roads is illegal and can result in a fine or a possible driving ban.