Am I Insured To Drive Other Cars Hastings

Do I Need Insurance To Drive Other Cars With Hastings?

What Type Of Insurance Do I Need?

When it comes to driving someone else’s car, it is important to make sure you are covered by the right type of insurance. The best way to ensure this is by speaking to your current insurer or getting a quote from Hastings. The type of insurance you need will depend on why you are driving the other car. If you are using it for social, domestic and pleasure purposes, then you will likely need a standard motor insurance policy. This will cover you for any damage you cause to other people or vehicles.

However, if you are using the other car for business purposes, then you will need a business insurance policy. This will cover any damage you do to the other car as well as cover any legal fees or compensation you may have to pay out. It is important to ensure you have the right type of policy in place before you drive.

Does Hastings Provide Insurance For Driving Other Cars?

Yes, Hastings does provide insurance for driving other cars. This is known as ‘driving other cars’ cover and is included in some of their policies. It is worth checking your policy documents to see if you have this cover included as it could save you money in the long run if you do have to make a claim.

If you do not have this cover included in your policy, then you can contact Hastings and ask for a quote for the cover. This will depend on a number of factors, such as the type of car you are driving and the reason for driving it.

What Does Driving Other Cars Cover?

Driving other cars cover from Hastings provides the same level of protection as your regular motor insurance policy. This means you will be covered for any damage you cause to other people or vehicles. It also provides some additional cover, such as legal costs and compensation payments.

It is worth noting that this cover only applies when you are driving someone else’s car with their permission. If you are caught driving without insurance, then you could face hefty fines and even a prison sentence.

Are There Any Exclusions?

Yes, there are some exclusions to this cover. For example, you will not be covered if you are driving a car that is owned or leased by you or a business you work for. You will also not be covered for any damage you cause to the car you are driving, as this is the responsibility of the owner of the car.

Other exclusions may apply, so it is important to check your policy documents to make sure you are fully aware of any restrictions.

How Can I Get A Quote For Driving Other Cars Cover?

If you are interested in getting a quote for driving other cars cover from Hastings, then you can contact them directly or get a quote online. When getting a quote, it is important to provide as much information as possible. This will help to ensure you get an accurate quote and the right level of cover for your needs.

It is also worth speaking to your current insurer to see if they offer this type of cover and if it is included in your policy.

Conclusion

In conclusion, it is important to make sure you have the right type of insurance when driving someone else’s car. If you are a Hastings customer, then you may have ‘driving other cars’ cover included in your policy. If not, then you can contact them to get a quote for the cover. It is also important to be aware of any exclusions that may apply to this type of cover.