non Owner Car Insurance Geico
Non-Owner Car Insurance from Geico: What You Need to Know
If you don't own a car but need to drive one occasionally, you might consider non-owner car insurance from Geico. This type of coverage is designed for people who don't have a vehicle registered in their name, but need insurance to rent or borrow a car. Before you decide to buy non-owner car insurance, it's important to understand what it covers and what it doesn't.
What Is Non-Owner Car Insurance?
Non-owner car insurance is a type of liability insurance that provides coverage for drivers who don't own a car. It's a good option for people who don't have a vehicle registered in their name but need to be insured while driving a borrowed or rented car. It's also a good option for people who don't drive often, but want to be insured if they are in an accident. Non-owner car insurance can provide liability coverage for bodily injury and property damage.
What Does Geico's Non-Owner Car Insurance Cover?
Geico's non-owner car insurance provides liability coverage for bodily injury and property damage if you cause an accident while driving a borrowed or rented car. It also provides coverage for medical payments and uninsured motorists, if you're in an accident with an uninsured driver. Geico's non-owner car insurance does not provide coverage for damage to the car you're driving, so you'll need to buy collision and comprehensive coverage through the rental car company if you want to be protected against damage to the vehicle.
Who Should Buy Non-Owner Car Insurance?
Non-owner car insurance is a good option for people who don't own a car but need to drive one occasionally. It's especially useful for people who frequently rent or borrow cars, such as students or people who travel for business. It's also a good option for people who don't drive often but want to be insured if they are in an accident. Non-owner car insurance can provide peace of mind if you're driving a borrowed or rented car.
How Much Does Non-Owner Car Insurance Cost?
The cost of non-owner car insurance will vary depending on your age, driving record, and the state you live in. Generally, non-owner car insurance is less expensive than regular car insurance because it covers a much smaller risk. However, if you have a poor driving record, you may find that non-owner car insurance costs more than regular car insurance. Geico's non-owner car insurance is available for as little as $15 a month.
Should You Buy Non-Owner Car Insurance?
Non-owner car insurance is a good option for people who don't own a car but need to drive one occasionally. It's an affordable way to get the liability coverage you need if you're driving a borrowed or rented car. However, it's important to remember that non-owner car insurance does not provide coverage for damage to the car you're driving. If you want to be protected against damage to the vehicle, you'll need to buy collision and comprehensive coverage through the rental car company.
