Cheap Car Insurance For New Drivers Aged 17

Finding Affordable Car Insurance For New Drivers Aged 17

As a new driver aged 17, finding affordable car insurance can be a daunting task. With premiums rising year on year, it’s becoming increasingly difficult for young drivers to find a policy that meets their needs without breaking the bank. Fortunately, there are steps you can take to make searching for car insurance easier, and to get the best possible deal.

Comparing Car Insurance Quotes

One of the most important steps to finding affordable car insurance for new drivers aged 17 is to compare quotes from a range of insurers. Different insurers will offer different policies, with varying levels of cover and premiums. Shopping around allows you to compare and contrast the different policies, so you can make an informed decision about which one is right for you. It’s also a good idea to speak to family and friends to get their recommendations on which insurers they have used, and which ones they would recommend.

Adding a Named Driver

Another way to reduce the cost of car insurance for new drivers aged 17 is to add a named driver to your policy. Adding an experienced driver with a good driving record can bring down the cost of your premium, as it shows insurers that you are a safe driver. However, it’s important to be aware that any claims made on your policy will affect the named driver’s record, so it’s worth discussing this with them before taking out the policy.

Increasing Your Excess

Increasing your excess is another way to bring down the cost of your car insurance premium. An insurance excess is the amount of money you have to pay before the insurer will pay out on a claim, so increasing the amount of excess you are willing to pay can reduce your premium. It’s important to make sure that you can afford to pay the excess if you do have to make a claim, as otherwise you won’t be able to get your car repaired.

Voluntary Excess Schemes

Some insurers offer voluntary excess schemes, which allow you to reduce your premium by agreeing to pay a fixed amount of excess. This can be a good option for new drivers aged 17, as it allows you to get a lower premium without having to commit to a higher excess in the event of a claim. However, it’s important to read the terms and conditions of the scheme to make sure you understand exactly what you’re signing up for, and to make sure you can afford to pay the excess if you do need to make a claim.

Choose a Lower Group Car

The type of car you drive can also have an impact on the cost of your car insurance premium. Cars are grouped into different categories, and the group your car is in will affect the cost of your premium. Generally speaking, cars in lower groups are cheaper to insure, so if you’re looking for affordable car insurance for new drivers aged 17, it’s worth considering a car from a lower group.