Car Insurance Group 6 UK - What You Need To Know

What is Car Insurance Group 6?

Car insurance group 6 is a category of car insurance policies that are designed for mid-range vehicles. This type of policy is ideal for those who have a mid-size vehicle, as it is typically more affordable than other types of policies. In the UK, car insurance groups are determined by the Association of British Insurers (ABI) and are based on the risk of an accident occurring. The higher the group number, the higher the risk of an accident and therefore the higher the cost of the policy.

How is Car Insurance Group 6 Determined?

When deciding which car insurance group a vehicle falls into, the ABI will take into account various factors such as the cost of repair and replacement parts, the vehicle’s performance, its security features, and the chance of theft. They will also take into account the vehicle’s make and model, as well as its engine size. Generally speaking, larger engines are considered to be more risky and will therefore be placed in higher insurance groups.

What Types of Vehicles are Group 6?

Group 6 includes a wide range of vehicles, including mid-size cars such as the Ford Focus, Vauxhall Astra, Volkswagen Golf and BMW 3 Series. It also includes larger vehicles such as the Ford Mondeo, Honda Accord and Volkswagen Passat. Many SUVs and MPVs are also included in this group, such as the Audi Q5, Volvo XC90 and Land Rover Discovery.

How Much Does Car Insurance Group 6 Cost?

The cost of car insurance in group 6 will vary depending on the make and model of the vehicle and the individual’s circumstances. However, as a general rule, policies in this group tend to be more affordable than those in higher groups. This is because the risk of an accident is lower and the cost of repair and replacement parts is usually reasonable.

What Other Factors Affect the Cost of Car Insurance Group 6?

As well as the make and model of the vehicle, other factors that may affect the cost of car insurance in group 6 include the driver’s age and experience, the level of cover chosen and the type of policy. Other factors such as where the vehicle is kept overnight, the annual mileage and the area the vehicle is used can also have an impact on the cost of the policy.

What Should I Consider When Choosing Car Insurance Group 6?

When choosing car insurance group 6, it is important to consider the type of cover you need and the amount of excess you are willing to pay. It is also important to shop around for the best deals and read the terms and conditions of the policy carefully. It is also worth checking the customer reviews for the insurer to ensure that you are getting a good level of cover and customer service.