Is Root Auto Insurance Legit? Exploring the Pros and Cons

What is Root Auto Insurance?

Root Auto Insurance is a new and innovative auto insurance provider that operates solely through a mobile app. It is currently only available in Ohio, but is soon to be available in other states. Root offers pay-as-you-drive auto insurance, which means that customers are only charged for the miles they drive. The company has come up with a genius way to measure how much insurance customers need—they have customers take a short quiz to see how they drive. Customers that drive more safely will pay a lower rate.

Pros of Root Auto Insurance

Root Auto Insurance has some great advantages that make it stand out from other auto insurance companies. One of the main pros of Root is that it is a pay-as-you-drive system. Customers are charged only for the miles they drive, so they don't have to worry about paying extra for miles they don't use. Additionally, Root customers can save up to 52% on their auto insurance rates. This is because Root's rates are based on how well customers drive, so customers that drive safely will see lower rates.

Root Auto Insurance also has some great features that make it convenient for customers. For instance, customers can purchase their insurance and make payments directly from their mobile app. And customers can also track their driving habits and see how they can improve their driving to get lower rates.

Cons of Root Auto Insurance

Root Auto Insurance is not without its drawbacks. For one, Root is only available in Ohio, so customers in other states will not be able to take advantage of Root's services. Additionally, Root's pay-as-you-drive system is not available in all states. This means that customers in some states may not be able to get the low rates that Root offers.

Root also has some limitations when it comes to coverage. Root only offers liability coverage, which means that customers will not be able to get comprehensive or collision coverage. Additionally, Root does not offer any discounts for customers that have a safe driving history.

Should You Get Root Auto Insurance?

Root Auto Insurance is a great choice for some customers, but it may not be right for everyone. Customers that are looking for a pay-as-you-drive system and live in Ohio should definitely consider Root. But customers that want comprehensive or collision coverage, or live in a state where Root is not available, should look elsewhere.

Overall, Root Auto Insurance is a great choice for customers that are looking for a pay-as-you-drive system and live in Ohio. Customers should weigh the pros and cons of Root to see if it is the right choice for them.