Discover Card Rental Car Insurance Deductible

What is a Rental Car Insurance Deductible?

Rental car insurance deductible is the amount of money you will be required to pay out of pocket in the event you need to file a claim. It is the amount you agree to pay before the insurance company pays out on your claim. The deductible is typically a set amount and the higher the deductible, the lower the cost of the insurance premiums.

Discover Card and Rental Car Insurance

Discover card is one of the most popular credit cards and is widely accepted at most rental car companies. Discover card offers rental car insurance coverage that provides you with protection in the event of an accident or theft. The coverage includes collision damage, towing and labor, and loss of use of the rental vehicle. The coverage is available for rental cars up to 31 days with no deductible.

What is Covered Under Discover Card's Rental Car Insurance?

Discover card's rental car insurance provides coverage for the following:

Collision damage
Towing and labor
Loss of use of the rental vehicle
Personal effects
Accidental death

The coverage is available for rental cars up to 31 days with no deductible.

How to Activate Discover Card's Rental Car Insurance

In order to activate Discover card's rental car insurance, you must:

Decline the rental car company's insurance coverage and charge the entire rental car cost to your Discover card
Inform the rental car company that you are declining its insurance coverage

Once you have activated the rental car insurance coverage, you will be covered for the duration of your rental car reservation.

What are the Benefits of Discover Card's Rental Car Insurance?

Discover card's rental car insurance offers a number of benefits, including:

You can save money by not having to pay for rental car insurance
You can save time by not having to research and compare different rental car insurance policies
You are covered for up to 31 days
You are covered in case of an accident or theft
You do not need to pay a deductible

Discover card's rental car insurance is an excellent way to save money and time, while still being protected in case of an accident or theft.

Conclusion

Discover card's rental car insurance offers a number of benefits and is an excellent way to save money and time while still being protected in case of an accident or theft. The coverage is available for rental cars up to 31 days with no deductible, so it is important to make sure you activate the coverage before renting a car.