Oriental Insurance: A Comprehensive Guide to Car Insurance Claims

Having a car insurance policy is not only a legal requirement in most countries, but it also offers you financial security in case of any unfortunate incidents. Oriental Insurance offers one of the most comprehensive car insurance policies on the market for individuals as well as fleet owners. In this article, we’ll provide you with a comprehensive guide to filing a car insurance claim with Oriental Insurance.

Types of Car Insurance Claims

There are many types of car insurance claims. Depending on the type of claim, the process of filing the claim may vary. Here are some of the most common types of car insurance claims:

Collision claim – This type of claim occurs when your car collides with another vehicle or object.
Comprehensive claim – This type of claim occurs when your car is damaged due to non-collision incidents, such as fire, theft, or vandalism.
Third party claim – This type of claim occurs when you are involved in an accident with another person, and you are not at fault.
Medical expenses claim – This type of claim occurs when you or a passenger in your car is injured in an accident.
Uninsured motorist claim – This type of claim occurs when you are involved in an accident with an uninsured driver.

Filing a Car Insurance Claim with Oriental Insurance

Filing a car insurance claim with Oriental Insurance is a straightforward process. Here’s a step-by-step guide to filing a car insurance claim with Oriental Insurance:

Gather all relevant documents: Gather all relevant documents regarding the accident, including police reports, repair estimates, medical bills, and photographs.
Contact Oriental Insurance: Contact Oriental Insurance as soon as possible after the incident. Provide all the relevant documents to make your claim.
Complete the claim form: To process your claim, you’ll need to fill out a claim form. The form can be downloaded from the Oriental Insurance website.
Submit the form: Submit the completed claim form to Oriental Insurance. You can do this either online or by mail.
Track the progress of your claim: Once you have submitted the claim form, you can track the progress of your claim online.
Receive your settlement: Once the claim is approved, you will receive your settlement from Oriental Insurance.

Tips for Filing a Car Insurance Claim with Oriental Insurance

Filing a car insurance claim with Oriental Insurance can be a daunting process, but there are a few tips that can help make the process smoother:

Gather all relevant documents – As mentioned above, it’s important to gather all relevant documents and information before filing a claim.
Contact Oriental Insurance immediately – It’s important to contact Oriental Insurance as soon as possible after the incident to ensure that your claim is processed in a timely manner.
Keep records of all correspondence – It’s important to keep records of all communication with Oriental Insurance, including emails and phone calls.
Be patient – Processing a car insurance claim can take time, so it’s important to be patient and not get discouraged if your claim is taking longer than expected.

Filing a car insurance claim with Oriental Insurance can be a daunting process, but following the steps outlined in this article can help make the process smoother and less stressful.