Why You Should Cancel More Than Home Insurance

Home insurance is one of the most important insurance policies a person can have. It provides financial protection and peace of mind in the event of a fire, flood, or other natural disaster. Unfortunately, many people choose to purchase their home insurance from a company called More Than Home Insurance. While this company may seem like a good choice, there are several reasons why you should consider cancelling your policy with them.

High Premiums

One of the biggest drawbacks of More Than Home Insurance is the high premiums they charge. While other companies may offer competitive rates, More Than Home Insurance tends to be significantly more expensive. This means that you could be paying hundreds of dollars more each year than you need to in order to maintain your coverage.

Lack of Coverage

Another major drawback of More Than Home Insurance is the lack of coverage they provide. While they may offer the standard coverage most homeowners need, they do not provide any additional coverage that could help in the event of an accident or natural disaster. This means that if you have expensive electronics or furniture, you may not be able to receive the full amount of compensation if something happens to them.

Poor Customer Service

Another major issue with More Than Home Insurance is their poor customer service. Many customers have complained about long wait times when trying to reach a representative, as well as unhelpful or unresponsive representatives when they do get through. This can make it difficult to get the help you need in the event of an emergency.

Lack of Online Resources

More Than Home Insurance also lacks any kind of online presence. They do not have a website or any other online resources to help customers understand their policies or file claims. This can make it difficult to get the information you need quickly and efficiently.

Difficult to Cancel

Finally, More Than Home Insurance makes it difficult to cancel your policy. They often require customers to pay a cancellation fee, which can be expensive. They also may require you to provide a reason for why you are cancelling, which can be inconvenient and time consuming.

The Bottom Line

When it comes to home insurance, More Than Home Insurance is not the best choice. The high premiums, lack of coverage, poor customer service, lack of online resources, and difficulty cancelling make it a less than ideal option for many homeowners. If you are looking for home insurance, you should consider looking at other companies that offer better rates, coverage, and customer service.