Ameriprise Long Term Care Insurance

What is Long-Term Care Insurance?

Long-term care insurance (LTCI) is an insurance policy that helps pay for long-term care expenses. It can help cover the costs of nursing homes, assisted living facilities, adult day care, home health care, respite care and hospice care. Long-term care insurance is designed to help people who are unable to care for themselves due to age-related illnesses or injuries, and who may require specialized care for an extended period of time.

What Does Ameriprise Long-Term Care Insurance Offer?

Ameriprise offers long-term care insurance that can help provide financial security for you and your loved ones. With an Ameriprise policy, you can choose the coverage you need to protect your assets and control your future. Some of the features of Ameriprise long-term care insurance include:

Coverage for nursing home, assisted living, and home health care expenses.
Flexible benefit periods and payment options.
Tax-advantaged savings plans.
Optional riders that can customize your policy.

Who Should Consider Buying Ameriprise Long-Term Care Insurance?

Ameriprise long-term care insurance may be a good option for those who are looking for an affordable way to protect their assets in the event of a long-term care need. It is also a good choice for those who are looking for a policy that offers flexible benefit periods and payment options. In addition, those who want to protect their loved ones and ensure their financial security may want to consider buying a long-term care insurance policy from Ameriprise.

How Much Does Ameriprise Long-Term Care Insurance Cost?

The cost of Ameriprise long-term care insurance will vary depending on the type of coverage you choose and the amount of coverage you need. Ameriprise offers a range of policy options, so you can find a policy that fits your budget. You can also save money by taking advantage of tax-advantaged savings plans or optional riders.

Where Can You Buy Ameriprise Long-Term Care Insurance?

Ameriprise long-term care insurance policies are available from Ameriprise Financial advisors. You can contact an Ameriprise advisor to discuss your long-term care insurance needs and get a quote. Ameriprise advisors are available in all 50 states and can help you find the policy that’s right for you.