Icici Lombard Vehicle Insurance Status

Benefits of Icici Lombard Vehicle Insurance

Icici Lombard Vehicle Insurance is an ideal choice for customers looking for comprehensive insurance coverage for their vehicles. This insurance policy provides coverage for loss or damage caused to the insured vehicle due to any natural or man-made calamities, including fire, explosion, self-ignition, lightning, riots, strikes, accidental external damage, malicious acts, theft, burglary and much more. This policy also provides coverage for legal liabilities arising out of injury, death or property damage caused to a third party due to the use of the insured vehicle. The policy also provides coverage for personal accident cover for the owner-driver of the vehicle. Furthermore, the policy also provides 24x7 roadside assistance, cashless settlement at network garages, cashless claim settlement and much more.

Coverage provided by Icici Lombard Vehicle Insurance Policy

The Icici Lombard Vehicle Insurance policy provides comprehensive coverage for loss or damage caused due to any natural or man-made calamities, including fire, explosion, self-ignition, lightning, riots, strikes, accidental external damage, malicious acts, theft, burglary and much more. The policy also provides coverage for legal liabilities arising out of injury, death or property damage caused to a third party due to the use of the insured vehicle. The policy also provides coverage for personal accident cover for the owner-driver of the vehicle. In addition, the policy also provides coverage for cost of accessories installed in the insured vehicle, depreciation cover, towing charges and much more.

Eligibility Criteria for Icici Lombard Vehicle Insurance

The Icici Lombard Vehicle Insurance policy is available for all types of vehicles, including private cars, commercial vehicles, two-wheelers and four-wheelers. The policy is available for vehicles that are up to 10 years old. The policy can be purchased online or at any of the Icici Lombard branches. To be eligible for the policy, the customer must be a minimum of 18 years of age and must own a valid driving license. In addition, the customer must have a valid registration certificate of the vehicle and the vehicle must be fitted with an Anti-theft device.

Claims Process for Icici Lombard Vehicle Insurance

The policyholder can make a claim under the Icici Lombard Vehicle Insurance policy in the event of any damage or loss caused to the insured vehicle due to any natural or man-made calamities. The policyholder must immediately inform the insurer and can avail the cashless claim settlement option at any of the network garages. In case the policyholder chooses to settle the claim through the reimbursement option, the policyholder must submit all the relevant documents to the insurer. The documents must include the duly filled claim form, FIR copy, repair bill, driving license, registration certificate, and other documents as required by the insurer. The insurer will then review the documents and settle the claim within the stipulated time frame.

Add-on Covers for Icici Lombard Vehicle Insurance

The Icici Lombard Vehicle Insurance policy also offers optional add-on covers that provide additional coverage to the policyholder. Some of the popular add-on covers are zero depreciation cover, engine protection cover, roadside assistance cover, return to invoice cover, accessories cover, and much more. The policyholder can choose the add-on covers as per his/her requirement and can avail the additional coverage at an additional premium. The add-on covers provide comprehensive coverage to the policyholder and can be availed at an affordable premium.

Conclusion

Icici Lombard Vehicle Insurance is an ideal choice for customers looking for comprehensive vehicle insurance coverage. This policy provides coverage for loss or damage caused to the insured vehicle due to any natural or man-made calamities, including fire, explosion, self-ignition, lightning, riots, strikes, accidental external damage, malicious acts, theft, burglary and much more. The policy also provides coverage for legal liabilities arising out of injury, death or property damage caused to a third party due to the use of the insured vehicle. The policy also provides coverage for personal accident cover for the owner-driver of the vehicle. In addition, the policy also offers optional add-on covers that provide additional coverage to the policyholder at an additional premium.